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The Best Insurance Purchase You Will Ever Make

Thu, 11 Aug 2022 17:23:00 GMT

The storm passes and we are once again caught up in our love/hate relationship with insurance. Typically, we pay and pay and then we pray we don’t ever need to file a claim. No one wants to have their house burn down or blow away. But, it is also hard to write that check every month. Most folks do so because they are afraid not to.

However, there is one kind of insurance you will absolutely use. You’ll get more than you paid in, and you don’t have to pay endlessly.

Funeral insurance, not to be confused with final expense insurance, is the rare insurance product designed to cover a cost that you absolutely will incur. We all die in the end. So, how does it work?

Funeral insurance is sold through your funeral home. The amount of the insurance matches the cost of your funeral in today’s dollars. It can be paid in one payment and you are done. Or, you can pay over three to 20 years and be covered for the whole cost of your funeral while you pay.

It’s easy to find out more. Just call the funeral home and ask to speak to someone in the advance planning department. You will want to set aside one to two hours for your meeting with the advance planner. You will have questions. Remember to ask how funeral insurance is different from final expense insurance.

www.schradercares.com

How to Thank a Veteran

Thu, 11 Aug 2022 17:20:00 GMT

Three hundred and sixty five days a year, twenty-four hours a day, rain or shine, hot or cold, from the year 1776 to present day, they’re serving our country. They are our veterans and November 11th is the official day that we honor and thank them each year.

So what can you do to show your appreciation? Here are a few ideas:

· Attend a parade or remembrance event held in your community

· Brush up on your patriotic etiquette

· Teach your children things such as when to stand for the American flag or what to do during the playing of our National Anthem

· Visit the gravesite of a veteran

· Hang a flag in your yard

· Support a veteran-owned business

· Hire a veteran or the spouse of a veteran

· Visit a veterans hospital

· Say thank you to a veteran and his or her family

Did you know you can even hold a “Care Package Party”? Here’s how:

· Invite friends to bring items for those serving away from home.

· You can contact the US Post Office for help with packaging supplies for military care packages. Some items you could send:

1. Foot care products

2. Cotton socks

3. Flavorings for water

4. iTunes gift card

5. Snacks

6. Hand written notes expressing your thanks

Everyone is busy and on Veteran’s Day we’ll be inundated with advertising. It will be easy to see November 11th just as another great sale day…but it is so much more. Perhaps the most important thing you could do is ask a veteran you know to tell you about their experience and then listen. Just really listen.

www.schradercares.com

After the Funeral: How Are You?

Thu, 11 Aug 2022 17:18:00 GMT

It’s a question we all hear almost every day. “Hi, how are you?” But it has a different feel when you have recently lost someone you love. It just feels heavier. So how do you deal with that question?

It may be tempting to just sort of brush it off saying something along the lines of, “Oh, I’m fine” or “I’m doing ok.” It’s easy to go back into before your loss mode. But, are you fine? How do you get back to being truly fine?

Consider opening your heart to your closest friends. Let them in a little. The ones who are especially close to you truly do want to help. If you are struggling, say so. Then be specific about what is hard: “I hate eating alone. Sunday evenings are really lonely, I miss going to church with Frank.” Give people a little information that will give them some idea of how they might help.

As the days, weeks, and months pass and you are still struggling to find peace and normalcy, you might feel like your sadness is becoming a burden to your friends. So, you just clam up. No one wants to feel like a burden.

First, understand that you are not a burden to your family and friends. It is simply time to change your healing process.

When confronted with the “how are you” question, consider giving an honest but brief response followed by something positive about your progress. “I still miss Frank terribly, but I have started having Sunday dinner with my son and his family and that really helps.” You might even use this moment to take the bull by the horns and suggest something that you would enjoy doing with your friend. Ask if they would be available for lunch, dinner, or a movie. Take charge of your grief.

If your grief is stealing your gratitude and you really cannot see where you are doing better, try this. First thing, when you wake up in the morning, think about yesterday. What was good? Make a note of just three of your blessings. Maybe you enjoyed a long telephone call with your brother, or you finally made a decent egg for yourself, perhaps you have baby bunnies in your garden. Where were the little moments of gratitude?

If you look for little joys, you will find them. Those joys will feed your healing and grow the positives in your world. Don’t be afraid of the joy your life has to offer. Joy does exist after death. Don’t confuse your joy with not caring for your loved one. Make it a tribute to the joy he/she brought to your life. Making a habit of looking for and noting what you are grateful for in your life really can help.

www.schradercares.com

Age-Associated Financial Vulnerability

Thu, 11 Aug 2022 17:15:00 GMT

Read this blog even though you don’t want to. Especially if you or your parent is over 65 or living alone. Age Associated Financial Vulnerability is a real thing and it affects intelligent, independent people. The Consumer Financial Protection Bureau puts the cost of elder financial exploitation as high as $36 billion a year.

If you are or you know anyone over 65 you know about the exploitation part. Those calls that come many, many times a day and at increasingly unorthodox hours of the day. Why are older Americans targeted? Because they hold a large percentage of the wealth. Some estimates have the over age 50 population holding as high as 83% of America’s wealth. And as we age, we become more vulnerable. It’s as simple as that.

If you think you are not a likely candidate for fraud, think again. Victims are not who you think they are. They are high functioning seniors and often test as “normal “on cognitive function assessments. It’s complicated. You can check out the report Brains and Losses at marketplace.org . It has to do with changes in our brains as we age. How we process information when we are in emotional states. That includes being angry (at the caller), being scared or just being a nice person. Scammers know how to exploit our emotions.

Bottom line, living alone increases susceptibility because when you are alone you don’t have that close contact to hash over a call or contact you receive. Prevention is the key. If you are living alone, open up to someone you trust. If you have a parent or relative living alone check in on them regularly. Don’t judge. Make yourself available. Ask your parent what they know about scams. Teach your parent how to screen calls.

Being susceptible does not mean an older person needs to go to a nursing home or lose independence. It does mean both the aging and those who love an older person need to be on their toes, maintain close contact, and have open conversations.

Some ideas about setting hard and fast lines of defense will follow in a later blog at this site.

www.schradercares.com

Should We Have an Open Casket?

Thu, 11 Aug 2022 16:59:00 GMT

“I was very surprised at my reaction. Seeing John in his casket wasn’t something I was looking forward to. His daughter (from his first marriage) really wanted an open casket. So, I agreed. Mostly just to remain on good terms with my stepdaughter. He looked so peaceful. He had a Mona Lisa smile. I am so glad I didn’t stick to what he and I had talked about. The opportunity for that last good good-bye ended up meaning the world to me… and his daughter.”

Many long-standing funeral practices, like viewing the deceased, are undervalued today. Perhaps we should think again? Maybe go slowly? Allow for individual family members to say goodbye in a way that is most meaningful to them.

There is a value to “seeing” the deceased. If you doubt that value think about what happens when there is a sudden, unexpected death. Body recovery is high on everyone’s list. Seeing is believing. Some family members may find an opportunity to see the deceased helpful. Some, like the woman who wrote the opening quote, may be surprised at the comfort the opportunity to see the person they love at peace brings.

The funeral director is there to guide you. Ask questions. How can we give my grandson an opportunity to see his grandfather? What if some family do not wish to see dad? Mom didn’t want an open casket but some of us would like an opportunity to see her one last time. What can we do?

Funeral directors are always willing and able to allow for individual family differences. A daughter who prefers not to view the body and grandson who would very much appreciate an opportunity for a face to face farewell. One need not exclude the other. Funeral directors have solutions. When you meet with yours, be open. Share your family’s needs and ask questions.

www.schradercares.com

Why Not Call the Funeral Director?

Thu, 11 Aug 2022 16:55:00 GMT

A husband and father of four dies suddenly. He languishes in the morgue at the coroner’s office for weeks because no one knows what to do and no one is empowered to act. The only thing the kids and grandchildren can agree on is that their father did not want to spend a lot of money on a funeral.

It is just downright crazy the things folks will do to work around the funeral home when a family member dies. Let’s get real about the widespread and totally unreasonable fear of working with a funeral director. The origin of the fear is the belief that funerals cost too much. Let’s take a look at the reality.

Funeral directors are educated professionals. Like doctors and lawyers, they meet rigorous state requirements in order to be licensed to practice. Funeral directors do expect to be paid for the work they do. However, unlike doctors and lawyers, funeral directors do not typically charge for a consultation. Which means a family can talk with a director about options and cost before they make a commitment to actually have the funeral home provide services.

A person should not expect this is something one should do on the fly over the phone. That is just unreasonable. You would not expect to call Macy’s and ask how much a pair of shoes will cost. Everyone knows it is not that simple. You are going to need to provide more information about the kind of shoe you need to get an accurate cost. In the same way there are literally hundreds of possible combinations of funeral services and products. The cost depends on what your family wants and needs.

So instead, call the funeral home and ask for an appointment with a funeral director to learn about options for service and cost. When you sit down with the director you will be presented with a general price list. This list will detail all the services and costs. What could be more up front than that? What other professional group will provide you with that kind of information?

Be prepared to share both your budget and what is important to your family. Please, do not let unreasonable fear keep you from getting the professional help your family needs when someone they love has died.

www.schradercares.com

Normandy’s Hallowed Ground

Thu, 11 Aug 2022 16:48:00 GMT

Every year on June 6, we recognize the anniversary of the Normandy Invasion during World War II. The invasion by the Allied Forces established a foothold on the shores of France; and was the start of the Allied advance into the interior which eventually lead to victory in Europe and liberty for the millions of people living under the tyranny of Adolf Hitler. The costly battle was the most important allied victory in the second world war.

The campaign began on June 6 and ended on June 30. During that period 425,000 Allied and German troops were killed, wounded, or went missing. Many are buried in the 27 war cemeteries, ranging in size from 30 graves to 20,000, in Normandy.

The Normandy American Cemetery is the resting place for 9,387 Americans, most of whom gave their lives during the landing operations and in the establishment of the beachhead. The headstones are of white Italian marble adorned with a Star of David for those of Jewish faith and a Latin Cross for all others. The permanent cemetery is located on land France granted to the United States in perpetuity.

For those fortunate enough to visit the burial grounds, the experience is singular. Approaching alone or with a group the mood changes. Breathing slows, the chatter quiets, tones are hushed. The feeling is somber. It draws you in.

And then, there it is, pristine lush green lawn dotted by thousands of white markers in perfect formation overlooking the very beaches where those buried here fought and died.

Visitors are, at first, overwhelmed by the sheer number of markers. But as you get closer and begin to read the engravings, the reality of the cost of war begins to sink in. So many died, they were so very young, and all lost in such a short span of time.

All those lives ended before they ever really began. So many who would never find their true love, hold a new born child of their own, or buy a home. So many who never got to experience all the post war changes the rest of us take for granted. Those buried here did not live to see air travel become commonplace, a man land on the moon or watch a color television.

They were heroic and their sacrifice was great. We must never forget.

The anniversary is an opportunity to honor those lost. It is also an opportunity celebrate peace and reconciliation. In our mindfulness we become aware of the fragility of peace and the pain of war. It is that mindfulness that makes us better people.

In the words of the late John Lennon…

Imagine all the people
Living life in peace

You may say that I'm a dreamer
But I'm not the only one
I hope someday you'll join us
And the world will be as one

www.schradercares.com

Embalming … What Funeral Directors Do

Mon, 25 Jul 2022 19:11:00 GMT

What is embalming?

Embalming is the art of slowing the decomposition of the human body. The embalming process is carried out in a clean environment, and proceeds in a fashion similar to medical procedures.

First, the body is washed and sanitized, and the limbs are massaged to remove stiffness. The facial features are then set, eyes closed, and jaw fixed in a pleasant expression. The body’s own arterial system is used to replace blood with embalming fluid. The abdominal cavity is drained of fluid and gas and embalming fluid is injected into the organs. Once the body is prepared, the hair is washed and arranged, cosmetics are applied, and the body is dressed.

Why embalm?

We embalm because we are humans and it is human nature to want to see the person who died. “Seeing is believing” is often said and certainly true, especially when death is sudden or unexpected. We humans have a basic need to see in order to accept the reality of the death. Most people want and need time for a final goodbye. Embalming improves that experience and makes the body presentable.

Have we always embalmed?

Evidence has been found that as long ago as 5000 to 6000 BC, the Chinchorro culture of Chile and Peru practiced embalming. Ancient Egyptians believed the soul would return to the body, but only if it could recognize the body it belonged to. They developed complex rites and rituals surrounding mummification, a form of embalming. Embalming was also practiced by Aztec, Mayan, Ethiopian and Tibetan cultures. Xin Zhui, a Chinese noble woman who died 160 BC, was meticulously embalmed and her body is still recognizable today.

Embalming in America began during the Civil War. Hundreds of thousands of men were dying far from home and their families. Dr. Thomas Holmes was commissioned by the Army Medical Corp to embalm the bodies of Union officers so they could be returned home for their wives and mothers to gaze upon them one last time. Holmes embalmed more than 4,000 soldiers during the Civil War.

Is embalming required by law?

No law requires a body to be embalmed. However, most funeral homes require embalming with some service options. Your funeral director will be pleased to discuss all options with you. Today, embalming is standard practice in Canada and the United States.

www.schradercares.com

Cheap Funerals

Mon, 25 Jul 2022 19:08:00 GMT

Funerals, like everything from paper towels to cars, come in cheap and expensive. It’s not as easy as you might think to figure out what qualifies as cheap when it comes to funerals. This is due, in part, because we don’t all have the same idea of what a “funeral” is. For some folks, a funeral includes a gathering of friends and family the evening before, a trip to the church with the body, a graveside committal service and a luncheon for all attendees following the burial.

When families begin to talk about the cost of a funeral, they need to include all the hardware (casket and vault) that goes with all these steps and sometimes the real estate (burial plot) as well. For sure, you know that what you choose to eat for lunch is going to make a difference in the price tag. So, the first thing a person needs to do when shopping for cheap funerals is have a talk with the decision makers in the family and decide what you are looking for in a funeral. What does your family want, need, and expect?

That done, you gotta know cheap is cheap. Think about those paper towels. You don’t have the same experience with the cheap paper towels as you do with ones that cost a bit more. If you are paying significantly less, you should expect less. Less staff with less education, less time spent with you and your family, less support. You should expect less to be included in the cost you were quoted and more to cost extra, over and above the cost you were quoted. So, in the end cheap funerals, like cheap paper towels (where you end up using twice as much), can cost MORE.

That does not mean that you can’t find a good value. Talk to your local funeral director. Instead of calling on the phone and asking, “How much does a funeral cost?”, call and ask for a meeting. Go in prepared with what you want in a funeral, share your budget. Be honest and clear about what you want and need. Also bear in mind, you aren’t really looking for cheap funerals - plural. You are looking for a one-time experience (one funeral) to honor the life of someone close to you. Look for value not cheap. If you are looking for a cheap funeral for yourself remember the funeral is for the living, the family and friends. The burial itself is the only part that is for the individual who died.

www.schradercares.com

WHAT TO LOOK FOR WHEN YOU ARE BUYING FINAL EXPENSE INSURANCE

Fri, 10 Jun 2022 18:32:00 GMT

Cost is important, but it’s not the whole story. Take a look at the premium, the amount you will pay each month, how long will you pay that amount? It is not uncommon to pay until you are 100 or even older. Will you be able to pay that amount each month as you age? What if you live to be 100? Will the benefit stay in place? How much will you have paid in by that time? It’s not unheard of for people to end up paying more than they will receive in death benefits.

Look at the coverage. How much will be paid on your death? Most policies are for a fixed amount your family will receive when you die. This is the death benefit. How soon will you be covered for the full amount? Sometimes you will need to make payments for as long as two years before you would be eligible for the full death benefit. Often the death benefit stays the same over the course of your lifetime. So, as you age and the price of funerals increases, your policy is at risk of falling short and not providing your family with enough to cover the cost of your funeral.

Before you sign anything, call your local funeral home. Ask for an appointment with the funeral professional who takes care of advance funeral planning . When you meet with this individual be straight forward. Share your financial situation. See what the funeral home has to offer.

Most of the time the funeral home’s funding program is a little more per month but you make payments for a much shorter period of time. So, you pay much less in the long run. If you are in good health you will most likely be covered as soon as the policy is issued. Some funeral homes even offer a cost guarantee which means you have no worries about the rising cost of funerals.

It’s always worth the extra time to be sure you are getting the best final expense coverage you can afford. The one that will really be there for your family when it’s needed.

TOO LITTLE TOO LATE - A MEMORIAL GONE WRONG

Fri, 27 May 2022 18:31:00 GMT

Yesterday, Jane was on duty as a tour guide at a lovely little pre-revolutionary war church in rural Virginia. It was late in the afternoon when a youngish woman wearing shorts and a Cubs ball hat stepped into the visitor’s center looking lost. Thinking that she might need directions, Jane quietly approached to offer her assistance. The seemingly lost young lady said she just wanted to go in the church.

Since visitors were not allowed in the church without a docent, Jane began to accompany her guest to her destination. Striking up a conversation, Jane quickly discovered there was a story behind the sad eyes of her visitor. She revealed her name was Stella and she was here from Chicago. The pair talked a bit and Jane started to tell her about the church. As they walked and talked, Jane casually asked, “What brings you to this part of Virginia?” Stella spoke in a soft tone revealing she was here for a “sort of” memorial service for her mother. The pain was obvious on her face with her lips quivering and eyes glistening with small pools of tears.

They walked into the church and sat in one of the high back pews carved from pine when George Washington was just three years old. The sun was shining through the wavy glass windows. Jane took Stella’s hands and asked her, “Would you like to tell me a little bit about your mother?” The floodgates opened. She talked for an hour. She told the story that was her Mom.

Stella was the single daughter. She had been the caregiver for her mother who died ten months ago. Her brother lived abroad and her sister and her family traveled frequently. Because it was hard to get them together, they all decided to forgo a funeral service and ship Mom’s cremated remains to Virginia for burial. It seemed, at the time, to make more sense to get together later.

They agreed on June for the get together since that’s when their family typically came to visit mom and dad in this part of Virginia. They all stayed at a local inn and had dinner at their parent’s favorite restaurant. It was nice, but something was missing. There was no service. No words were spoken for Stella’s mother. It wasn’t enough for her. It was too little and too late.

It was obvious to Jane that Stella was distraught. There had been no closure. Jane’s heart broke for her. Still, she couldn’t help but wonder why. Why was there no service? Even something small, private and simple would have been better than nothing.

Jane knew some people had a fear of planning a service. They don’t know how to or what to plan. They are at a loss. They should have they called the local funeral home for help. The funeral director could have helped them find someone to pull together a brief ceremony at the graveside or in the chapel. There could have even been a service in the lovely little church where Stella sat and cried with a stranger.

PREPLANNING YOUR FUNERAL IN YOUR 60’S

Fri, 13 May 2022 18:30:00 GMT

According to a National Funeral Directors Association survey, more than half (62.5%) of us expect to participate in making our own funeral arrangements. And yet, less than a quarter of us have actually acted on that impulse. Not really so surprising since making funeral arrangements can literally be the very last thing we do. We can put it off right up to the end!

So, when do you think you should just go ahead and get it done? How about when you are critically ill? Or, maybe before you go on that cruise? Does when you go into the nursing home seem too late? How about as you are preparing for retirement? Actually, sooner is better than later for several reasons.

First, there is no down side to having your arrangements in place. If something new comes along or you change your mind about what you want, you can always make changes to your plan. If you move, you just move your plan. Nothing is carved in stone.

Second, there are some real up-sides to getting your funeral plan written and on file at the funeral home. For one thing, you just never know. people do die unexpectedly. And then there is the money. Historically funerals, like almost everything, have gone up in price over the years. The funeral of today will likely almost double in cost in 10 years. Why are you waiting?

Prearranged funerals are often funded in a way that buffers or even eliminates the impact of rising prices. You buy at today’s prices and you are done. When you plan in advance you also have the benefit of being able to pay over a specified period of time (you choose). As you age your choices become more limited. When you make your arrangements while you are in reasonably good health the cost of your funeral can be paid in full should you die before you’ve completed your payment cycle. Again, sooner is better than later.

The early 60’s is a good time to visit your neighborhood funeral home and get your plan written and on file. This is when you will get the most out of the funding options. It is also when you are likely to have a good idea of what you will want in the way of services. At this age you are grounded, and you are likely to still be earning income. Making payments for a bit will hardly be noticed. Then when you retire, and take that cruise, you can just enjoy. You’re all set to just enjoy the rest of what life has to offer.

GRIEF IS INDIVIDUAL

Fri, 29 Apr 2022 18:30:00 GMT

Let’s talk about the stages of grief. There is denial, anger, bargaining, depression and acceptance. I studied them in nursing school, reviewed them when I got divorced and generally found them to be a pretty accurate and helpful bit of knowledge. And then, a family member died. Stages?

In our house it was more like we all went to the amusement park and were all on very different rides. Up and down, round and round, quiet and loud. We were definitely not that family walking together peacefully along a path through stages. We were all a bunch of nuts. Although we love each other, we were dangerously close to coming apart at the seams.

I don’t think we are the only ones. Death is the number one stressor for families. I’ve seen families break under the weight of illness and loss. Funeral directors will tell you the hardest part of their work is dealing with families who are emotionally fragmented.

We all experience grief differently. It’s a singular journey. But you have to get along. If you don’t work it out you risk losing your family, not just the one member who actually died. So, what helped us?

Deep breathing and listening, I mean really listening to understand not just hear. Recognizing anger as an expression of fear. Seeing frenzied activity as a coping mechanism for helplessness. Making room for each other’s ways of expressing love.

Accepting the prayers and the mementos even when the prayers aren’t ours and the memento is not what we would choose for a funeral.

Being tolerant of each other’s needs and expression of their personal grief. Looking for what’s motivating the behavior not just the behavior itself. Being kind and tolerant. Hugging the huggers and giving the non-huggers their space. Letting go of judgment and making room for differences. I mean really, so what if your sister cries loudly? What’s the harm?

The days before a funeral, the time during the arranging of the funeral and weeks following a funeral are not easy. You and your family can come out of it broken or stronger.

IT'S NOT REALLY A FUNERAL PLAN IF IT'S NOT AT THE FUNERAL HOME

Fri, 15 Apr 2022 18:29:00 GMT

Can I just say that funerals stick in the mind of a loved one years after a death? It’s important that you get it right. Please don’t put your wishes in the drawer with the rest of your files. Oh, and that thing where you tell the kids what you want. That’s not the best either.

Here’s what often happens:

The plan in the file - It might be part of the estate plan or stuck in with the financial advisor’s paperwork, or just written on some paper. It is highly likely that it will not be found until well after the funeral is over. In the hours following a death there are literally more than a hundred things to do. Trust me, I’ve seen the lists. People count this stuff. I know because I’ve just been through it myself. There is a lot to do over a short period of time when someone dies. Your family will not be going through the files.

They will not know you wanted to wear your blue dress and that you wanted The Wind Beneath My Wings sung at your funeral. They just won’t. So, imagine the anguish when they find your “plan” two weeks after the funeral service is over.

Imagine how they are going to feel when they realize they buried you in the wrong dress and sang the wrong song. Terrible. That’s how they will feel. Sadly, they’ll feel that way for a very long time.

You’ve told your kids what you want - Seems like it will be ok, but maybe not. My friend Martha and her two sisters have not been on speaking terms since their mother died. Seems everyone heard something different from Mom regarding what she wanted. The twins heard she didn’t care “do what you want”. So, when mom died visiting one of them a Southern Baptist service was arranged. That service stunned Martha who was raised Catholic and heard mom say she wanted “a service just like the one we did for your dad.”

Call the funeral home, make an appointment and get everything written down and on file at the funeral home. It’s easy and there is not charge for the appointment.

SHOULD I GO TO THE FUNERAL?

Fri, 01 Apr 2022 18:28:00 GMT

If you care for one or more of the survivors, you should attend the funeral (even if you did not know the person who died). Your friend will appreciate your presence. Being there shows that you acknowledge that your friend’s life has changed in some way. Your presence shows your support.

If you knew the person who died but do not know their family, you should attend the funeral. Your presence demonstrates your respect for human life in general and the life of the person who died in particular. Perhaps you worked with the person who died. It is comforting for the surviving family to know the person they loved was also appreciated at work.

If you are hesitating because you are unfamiliar with the person’s faith and fear you will embarrass yourself or feel like a fish out of water, go anyway. You will be fine. You can prepare a little in advance by looking for some information online about the funeral customs of the family’s faith.

When should you stay home? Anytime you are going to a funeral and you know it will make one or more members of the immediate family uncomfortable, perhaps you shouldn’t go. If going is more about you and less about the deceased or the surviving family, don’t go. A funeral is not a place to prove a point.

Should I Go To The Funeral

Thu, 31 Mar 2022 18:46:00 GMT

Why should you attend a funeral? The presence of family and friends at the funeral is appreciated. We gather to acknowledge a life that was lived. We gather to comfort those for whom life has just been forever changed by the death of someone they loved. If you care for one or more of the survivors, you should attend the funeral (even if you did not know the person who died). Your friend will appreciate your presence. Being there shows that you acknowledge that your friend’s life has changed in some way. Your presence shows your support.
If you knew the person who died but do not know their family, you should attend the funeral. Your presence demonstrates your respect for human life in general and the life of the person who died in particular. Perhaps you worked with the person who died. It is comforting for the surviving family to know the person they loved was also appreciated at work. If you are hesitating because you are unfamiliar with the person’s faith and fear you will embarrass yourself or feel like a fish out of water, go anyway. You will be fine. You can prepare a little in advance by looking for some information online about the funeral customs of the family’s faith. When should you stay home? Anytime you are going to a funeral and you know it will make one or more members of the immediate family uncomfortable, perhaps you shouldn’t go. If going is more about you and less about the deceased or the surviving family, don’t go. A funeral is not a place to prove a point.

www.bustardcares.com

Bustard & Jacoby Funerals, Cremation, Monuments & Receptions has provided high quality funeral, burial, cremation and memorial services at their location in Casper, Wyoming since 1937. It is Casper’s only Wyoming-owned funeral home and enjoys a close relationship with members of the community including hospice and several local churches and ministers. It also is the only funeral home in the state with an indoor/outdoor Reception and Celebration Center. To learn more about the funeral home, please visit bustardcares.com.

MOVING AFTER A SPOUSE DIES?

Fri, 18 Mar 2022 18:27:00 GMT

These are tough questions and they come at a time when emotions are running so very high. They also come at a time when income has likely decreased, perhaps requiring a change be made sooner rather than later. Conventional wisdom says wait at least a year before you make any big changes to your living situation, but the reality is waiting a year may not be financially possible. If you are able to slow down and let the dust settle a bit, that is no small blessing.

Really, it all boils down to three considerations: happiness, safety, and finances. The surviving spouse needs to be in a place that not only works financially, but also is safe and happy. You are going to need to use both your rational mind and your emotions if you are to make the best decision.

On the face of it, the financial consideration seems to be the trump card. After all, you have to be able to afford where you live. However, it is not always that simple. When the happiest place is affordable but not the most frugal choice, then maybe happy trumps financially smart? Decisions based on both emotion and rational thought are usually the best decisions.

That emotional happiness factor also impacts the safety issue. Perhaps the safest living arrangement isn’t going to be a happy situation? In that case, put your rational mind to work on finding a way to make the happy place safer.

You have to find the best fit answer for your family. As you are weighing those three considerations, resist the temptation to base the decision on what you think may happen or will happen down the road. Consider the wisdom of making decisions in the present, based on present circumstances. So, if dad is safe, happy and can afford to stay in his present home maybe no change is necessary … for now.

Moving After a Spouse Dies

Thu, 17 Mar 2022 18:46:00 GMT

One of the realities of losing a spouse or a parent is the impact that event has on living arrangements. Are we living in the “right” place? Is the house too big? Is it too far away from family? Will my surviving parent be safe where they live? Should I move to be closer to mom or should mom move closer to me?
These are tough questions and they come at a time when emotions are running so very high. They also come at a time when income has likely decreased, perhaps requiring a change be made sooner rather than later. Conventional wisdom says wait at least a year before you make any big changes to your living situation, but the reality is waiting a year may not be financially possible. If you are able to slow down and let the dust settle a bit, that is no small blessing. Really, it all boils down to three considerations: happiness, safety, and finances. The surviving spouse needs to be in a place that not only works financially, but also is safe and happy. You are going to need to use both your rational mind and your emotions if you are to make the best decision.
On the face of it, the financial consideration seems to be the trump card. After all, you have to be able to afford where you live. However, it is not always that simple. When the happiest place is affordable but not the most frugal choice, then maybe happy trumps financially smart? Decisions based on both emotion and rational thought are usually the best decisions.
That emotional happiness factor also impacts the safety issue. Perhaps the safest living arrangement isn’t going to be a happy situation? In that case, put your rational mind to work on finding a way to make the happy place safer. You have to find the best fit answer for your family. As you are weighing those three considerations, resist the temptation to base the decision on what you think may happen or will happen down the road. Consider the wisdom of making decisions in the present, based on present circumstances. So, if dad is safe, happy and can afford to stay in his present home maybe no change is necessary … for now.

www.bustardcares.com

FINDING YOUR JOY

Fri, 04 Mar 2022 19:26:00 GMT

To begin, you must put on your little super power cape and take control. You’ll have to take ownership of your joy. Terrible things happen to us in life. Illness of a loved one, your own illness, even the death of a loved one, there really are a lot of things to be unhappy about. You can, however, experience joy in spite of adversity. Make a positive decision to take your personal joy into your own hands and get it back!

Start by connecting with your senses, hearing, touch, smell, taste, and sight. Take them one by one and dig in. What sounds bring you joy? Maybe it’s the sound of little kids on the playground, or the Beatles, or waves crashing on the beach. Get out a piece of paper and make a list. You may be surprised at how many little tiny things you enjoy related to your senses.

Once you have identified things you like to smell, touch, taste, hear and see, you need to make a plan to get at least one of those things in your life on a daily basis. Turn on the music you love, buy yourself a bouquet of flowers, bake one little chocolate chip cookie every day! What the heck, they make that frozen cookie dough for a reason! Get up early once a week and see the sunrise. Take a walk. Put joy back in your life in its simplest forms. Just go for it. It’s not that hard.

Once your senses are starting to wake up again, start to think about gratitude. What are you thankful for? That time your dad took you fishing, that your grandmother taught you the names of all the birds, fireworks on the Fourth of July or the beauty of a tree. The list is endless, humbling, and there is joy in gratitude. Be grateful.

It’s YOUR JOY. Take it back.

Finding Your Joy

Thu, 03 Mar 2022 18:46:00 GMT

Even months after the funeral it’s not uncommon to feel just not exactly right. We all lose our way from time to time. Things happen and we can’t find our JOY. It’s not really so much gone, as it is misplaced. Life feels dull and the days seem to drag. No matter what the circumstances, if you look for it, you can find your own personal JOY again. However, you will have to work a bit to find it and reconnect.
To begin, you must put on your little super power cape and take control. You’ll have to take ownership of your joy. Terrible things happen to us in life. Illness of a loved one, your own illness, even the death of a loved one, there really are a lot of things to be unhappy about. You can, however, experience joy in spite of adversity. Make a positive decision to take your personal joy into your own hands and get it back!
Start by connecting with your senses, hearing, touch, smell, taste, and sight. Take them one by one and dig in. What sounds bring you joy? Maybe it’s the sound of little kids on the playground, or the Beatles, or waves crashing on the beach. Get out a piece of paper and make a list. You may be surprised at how many little tiny things you enjoy related to your senses.
Once you have identified things you like to smell, touch, taste, hear and see, you need to make a plan to get at least one of those things in your life on a daily basis. Turn on the music you love, buy yourself a bouquet of flowers, bake one little chocolate chip cookie every day! What the heck, they make that frozen cookie dough for a reason! Get up early once a week and see the sunrise. Take a walk. Put joy back in your life in its simplest forms. Just go for it. It’s not that hard.
Once your senses are starting to wake up again, start to think about gratitude. What are you thankful for? That time your dad took you fishing, that your grandmother taught you the names of all the birds, fireworks on the Fourth of July or the beauty of a tree. The list is endless, humbling, and there is joy in gratitude. Be grateful. It’s YOUR JOY. Take it back.

www.bustardcares.com

WE ALL LOVE IN VERY DIFFERENT WAYS: PRESERVING THE FAMILY RELATIONSHIP WHILE PLANNING A FUNERAL

Fri, 18 Feb 2022 19:25:00 GMT

You are with someone with whom you share some history. Maybe it’s a brother, sister, or a childhood friend. You are talking about an event from the “old days” and you suddenly realize you all remember the event a little differently. Most of us have had this experience. Our relationships work in a similar fashion. The way we love, like the way we remember, is unique to each of us.

A man’s children know him as Dad. Each child knows and loves a slightly different Dad. His wife knows and loves him in yet a different way. A wife may know fears, strengths, hopes, and dreams children never saw. They all love, but in such different ways. Though not a bad thing, it can add to the stress a family experiences during a death and subsequent funeral planning.

So how do you preserve your family relationship and plan a funeral that provides comfort for each family member?

1. Establish a common goal. For example: “We want a funeral that reflects Mom’s life, her love for us and our love for her.”

2. Understand someone has the final say. This is usually the person who is financially and legally responsible.

3. Agree to listen to each other. REALLY listen with purpose. Listen to understand a point of view, not with the singular intent of getting to the good part where you get to say what you want.

4. Seek input from a variety of close family members or friends. Don’t forget the little ones. Ask them about grandma. What did they love to do with her? Do they have a special memory or story?

5. Let go. Realize everything is not going to be as you would choose. Give a little or maybe even a lot.

6. Ask for a time out when you need it. Your first reaction to someone’s idea may be tempered with a little time and thought.

7. Use your questions: Tell me more about that? Why is ______ important to you?

8. Take the advice of Stephen Covey from The Seven Habits of Highly Effective People, “Seek first to understand and then be understood.”

Emotions are raw when families are mourning a death. Tread lightly and be kind. Remember you may want to have Thanksgiving dinner with these people in a few months!

DO I REALLY NEED TO ATTEND THE FUNERAL

Fri, 04 Feb 2022 19:25:00 GMT

Your presence is important. If there is any way possible, please, just be there. When a child is born it is a life changing event for the parents, siblings and grandparents at the very least. It may also be a life changing event for the kindergarten teacher five years in the future. Bottom line, life matters.

When a life ends, it is also a life-changing event. Regardless of the age at which the person dies or circumstances of the death, lives will change. Family and friends will never see that person again. They will not share in each other’s joy. Neither will they have the opportunity to heal old wounds. They will not hear that voice in praise, love or anger ever again. It’s over, and in some way everyone close will have to adjust to the change.

The funeral, the gathering together, acknowledges a living person is gone. Your presence says, “Yes, this life mattered. And, yes, your lives have changed. But not everything has changed, you still have us.” Going is important.

The funeral home is a safe place for the family to receive guests and their condolences. It’s ok to cry at the funeral home. In a few weeks when you see this friend of yours who lost her mom, you will want to say something. And when you do, the emotion will open up and the sadness will surface. Crying at the grocery store or the soccer field is uncomfortable for everyone.

When people organize a funeral gathering and ask friends and family to come to them to share in their loss and sorrow, to help them. Please go, hold a hand, give a hug, share a memory, offer your condolences, and smile at the video. Let them cry in a safe place.

WHERE SHOULD I SEND MY CONDOLENCES?

Fri, 21 Jan 2022 19:24:00 GMT

Condolences do matter and timing is important.

Do not put off contacting your friend to express your sympathy. Options and opportunities may have changes over the decades, but the importance of reaching out to those suffering a loss has not. A call or a written note is always just right. Social media is just fine under some circumstances and a personal visit is lovely. Additionally, many funeral homes have a place on their website to post condolences. This format allows your expression of sympathy to be delivered privately and quickly.

So, let’s start with the newest trend - technology and social media. It’s so fast and so easy to access. If you are texting a co-worker several times a day about other things, it would seem rude to not mention the loss of her mother. Do use private messaging forms of social media with people you communicate with regularly in this manner. Caution!! Be very careful to not send a public condolence message using social media if your friend has not made an equally public announcement of his or her loss on the same platform. Do follow-up your message with a call or personal note. Finally, do not use electronic messaging if the receiver is not a regular user of tech.

Hand written notes or cards made for just this purpose should be mailed to the person closest to the deceased or to a personal friend who has experienced a loss. Your personal note should be simple. Thoughts such as you are sorry for their loss, you are thinking of them in this difficult time or they are in your thoughts and prayers are appropriate. If you knew the deceased, you might share a brief story about the person who died and shares your connection.

Should you make a condolence visit? Oh, my yes! A personal visit is the only way to give a hug. However, do call ahead. Do keep your visit brief and do focus on the grieving individual. Please, don’t say you know how they feel even if you share a similar experience. There will be a time for sharing later. For now, just let them know you are sorry for their loss. Come as a listener not a problem solver.

WHEN THE SOUL LEAVES THE BODY … REACTING TO A SUDDEN UNEXPECTED DEATH

Fri, 07 Jan 2022 19:24:00 GMT

Sometimes, if you are open to it, you can receive amazing information in the most unlikely ways. For example, there was a driver who was taking a woman to the airport when she received the news that a family member had died. The woman gasped and her driver, who was from another culture, asked if she was okay. Normally she would just say “I am fine” because she is a private person. On this particular occasion, however, she shared her situation with this driver. Upon hearing the news, this gentleman shared his cultural belief and at that moment…it was exactly what she needed to hear.

He said, “When the soul leaves the body, it can take a long time or it can happen very quickly. No matter how, it is painful. It is painful for the one who is dying, and it is painful for those who are left behind. The separation of the soul from the body, that is the ending of life. That is death. No matter how it happens, there is pain.”

When death is sudden and totally unexpected, you may find that you and your family members react in ways that seem strange and unfamiliar. You get the call. Something terrible has happened. Someone has died. You are stunned.

As you begin to process the news, you may experience a strong pull to see where it happened. This is a normal response. Before you can accept the reality of the death you may have to see.

Seeing a loved one after their passing is not an easy thing to do, but it is necessary for many. If you feel you need to see, honor your need. The funeral director understands this need and can help you. Even if your mother always said, “I don’t want people to see me after I die”, she probably didn’t understand back then how her passing would affect you now. Talk to the funeral director and he or she will help you honor your mother’s wishes and satisfy your need as well.

In addition to accepting the reality that a death has occurred, those who experience a sudden loss also have the burden of working out how the death happened and why it happened. Many questions will go through their mind:

· Who didn’t do what they needed to do to prevent the awful reality?

· Who is accountable? Is it, me? Did I miss something?

· Should there be a law?

· Why? Why? Why?

This is a normal. Be patient with your family members as each of you must work through this in your own personal way. When the soul leaves the body it is always painful, but when it happens suddenly and unexpectedly, there are additional burdens to work through.

NICE LOOKING FUNERAL HOME DOESN’T MEAN EXPENSIVE

Thu, 23 Dec 2021 19:22:00 GMT

It’s not unusual for your local hometown funeral home to look better than your own home. However, that neatly mowed lawn and manicured landscape doesn’t mean expensive or out of reach. What it does mean is the people who work there pay attention to details, they care about the quality of their work, and they care about you.

A neat and tidy environment calms the mind. According to a 2011 Princeton study, “While our brains are perhaps the most complex structures in the universe, capable of doing amazing things, they’re also easily overwhelmed. A cluttered environment makes it more difficult to focus on a specific task.” That said, anyone who has ever experienced the death of a close family member or friend knows loss makes it difficult to think straight. The funeral home provides what mourners need, even if they don’t know they need it. You are offered an orderly, calming environment in which to wrestle with the impact of the death of the one you loved.

The funeral home is always company ready. The furniture is pleasant to look at and comfortable to sit in. It is free of pet hair. The carpets are vacuumed, sometimes in neat rows with military precision. All of this is provided so you don’t need to worry if your home is ready to receive guests. The funeral home is your place to receive your friends and family. A burden is lifted from the family when they know they have the support of the staff and a neat and tidy place to receive their friends without having to lift a finger.

How the public spaces look reflect how carefully and respectfully the funeral directors and staff care for your deceased family member. The staff is equally obsessed with the paperwork that needs to be completed, the clergy person has what they need to provide the service, the cars and drivers are escorted safely to the church or grave-site and the deceased is presentable. The great attention to detail the funeral home staff provides translates to comfort and peace of mind for the family members.

So, don’t be put off or intimidated by the lovely décor and neatness of your local funeral home. It’s all a part of the service.

FIVE TIPS TO HELP YOU STOP PROCRASTINATING ABOUT PLANNING YOUR FUNERAL

Fri, 10 Dec 2021 19:21:00 GMT

1. Set a Deadline

I’ll get this done … before my birthday, before we travel, before school starts, or taxes are due. It doesn’t matter when, just set a target. It only matters that you do have a deadline, especially if you are a habitual procrastinator.

2. Get In Touch with Your “WHY”

Something made you realize you wanted to get your funeral plan in place. Maybe you had to plan a funeral for someone you cared about? Or, perhaps, you have a family dynamic that makes you see the value of leaving instruction? Maybe you saw a friend struggle when their spouse died? Whatever it was, write it out, be sure to state your why in positive terms. Instead of “I should,” or, “I need to” tap into that deep motivation. “I want to make my passing is as easy as possible for my wife, daughter, husband.” Post your motivation/why on your fridge.

3. Call the Funeral Home and Make an Appointment

Funeral homes have a funeral professional who can help you. Make an appointment. Put it on the calendar and sit back and relax.

4. Tell Someone

Share your good news with someone. Tell them when, where, and why you are going to plan your funeral. Maybe ask them to go with you to the appointment if that feels right to you. At the very least ask them to hold you accountable by checking in the day after your planning session to see how it all went.

5. Be Honest with Yourself

As the deadline you set or the date of the appointment you made draws near dismiss those second thoughts.

· You’ll never be in the mood

· You do have time. You are talking about two hours, that’s all

· Planning won’t kill you and not planning won’t keep you alive forever

We are all grapes becoming raisins there is no getting around it, and it’s not sad. Raisins are more resilient than grapes and they are sweeter too!

WHEN IS IT TOO LATE TO HAVE A FUNERAL SERVICE?

Fri, 26 Nov 2021 19:20:00 GMT

The amount of time that has passed since the death should not be the deciding factor when considering scheduling a service of remembrance for someone you loved. Especially now, when so many people have been required to postpone or eliminate celebrating a loved one’s life because of the pandemic. Instead of time, let your feelings be the deciding factor.

Many people are feeling off-kilter, just not right, about not having a funeral service for a family member. A funeral, celebration of life, or memorial service does not provide “closure”, there is still grief, but it does provide a very important milestone. The service is a public acknowledgement of the loss of someone dear. It is a pivot point. It is that moment in time when those who are grieving change their focus from the cause of death to remembering the life that was lived and the love that was shared. When we do not hold that milestone event, when we are not able, we feel unbalanced. It’s as though we have left something important undone. That feeling is what should drive us to do something regardless of the number of days, weeks, months, or years. It’s never too late to remember and honor the relationship with a person you loved and lost.

So, what can you do? You can call your funeral director and ask for ideas or help with execution of the ideas you and your family are already considering. Perhaps, the eulogy, more than any other aspect of a funeral, memorial service, or life celebration, is a key point. Think about how and where you want to eulogize your loved one. You may choose an informal venue, a faith-based venue, a club the deceased belonged to, or a restaurant where they liked to break bread.

You may choose to schedule the remembrance service on the anniversary of the death. Or you may choose the deceased’s birthday, or her favorite holiday, or even a day when his favorite team has a big game scheduled.

Although there is nothing quite like an in-person gathering where folks can talk, cry, and hug each other, sometimes that just isn’t possible. If you find yourself feeling that something is missing, get creative. Find a way to share your memories. Write that eulogy, mail it, post it, or Zoom it. Share it with others who were close to the person who died.

THREE WAYS TO SUPPORT SOMEONE WHO IS GRIEVING IN ISOLATION

Fri, 12 Nov 2021 19:20:00 GMT

Grief is difficult in perfectly normal times. However, when a global pandemic has us isolated, we lose two important comfort and coping mechanisms. Hugs are very hard to come by these days. In normal times the physical touch of a hug fills the vacuum when a person who loves another is at a loss for words but wants to show they care. Those who are grieving now, isolated and alone, have also lost another important coping mechanism. Distraction, via activity, is lost to many. Bridge groups are not meeting, church services and events are cancelled, volunteer activities have been suspended, all leaving mourners with many hours to pass alone.

If you know someone who has experienced a recent loss, look for a way to offer support and show you care. Three suggestions are:

1. Use your words. Make it easy, use the phone, make a call. For many, some of the newer technologies like Zoom and FaceTime may be frustrating. When a person is in the throes of grief learning something new can feel as realistic as climbing a mountain on a whim. While it’s great to see a face, being available to listen and to just talk is valuable. Make it easy. Make it regular. Set up a regular call time like coffee on Monday morning, cocktails at five on Friday, or lunch on Wednesday. A regular repeating time has the added benefit of giving both the caller and the person who is coping with grief something to look forward to. The more “you get together” the less you need to worry about what to say and what not to say. Conversation will become natural and will expand beyond the loss.

2. Offer to help where you can. Sometimes folks who are grieving get stuck. They are overwhelmed by a long list of little tasks that may seem simple to the rest of us. Where can I take the clothes? How do I safely discard medicine? How do I change the furnace filter? How do I get these leaves raked? Even the grocery store can feel overwhelming. Ask how you can help. Make a few suggestions. Keep in mind some people are not comfortable accepting help. Offer to do something specific. If that offer is not accepted, next time ask in an open-ended way such as “where could you use help”? If all else fails, just show up and pull the weeds.

3. Do something kind and unexpected. Bring dinner, buy a flower, put on your mask and offer a ride to the cemetery. Send a journal. Think cozy and warm. Drop off a hot chocolate kit, a mini pie, a scented candle or warm socks. Be creative. Show you care and be kind.

WHY PLAN YOUR FUNERAL IN ADVANCE?

Fri, 29 Oct 2021 18:19:00 GMT

The strongest and most compelling recommendations for advance funeral planning come from those who have just buried a parent. The daughter who just worked with her four brothers to put together a funeral for their mother will be the first to tell you, “If you have not already done so, please plan your funeral.”

No matter how well siblings get along, making emotionally charged decisions together in a short time frame is hard. A funeral “pre-arrangement” is a gift, and it is easy to do. So, how do you begin?

Call the funeral home and ask to schedule a meeting with the advance planning specialist. Set aside about two hours for this meeting.

As you prepare for the meeting think about those you will leave behind. What will comfort them? How should the funeral service feel? Will Faith play a part? Does a “Life Celebration” feel attractive? Or will your family be best served by a little of each?

Prepare a list of questions. You needn’t know all the answers before you meet with the funeral professional. Your meeting is an opportunity to learn and explore the choices

that are available and find the option that will work best for those you love.

Think about who will be responsible for the cost of your funeral. If you were to die tomorrow who would cover the cost? Understand that planning in advance never means that you must pay the total funeral cost at the time you complete your plan.

Be sure to ask about payment options that are available through your funeral home. Often you will find the funeral home has access to financial products that allow a person to pay for their funeral over time while being covered for the total funeral amount should death occur before payment is complete. Be sure to ask your funeral professional how these plans work. You will no doubt be pleasantly surprised by both the affordability and the flexibility of funding your funeral plan.

Planning your funeral in advance does not shorten your life. It does make the remainder of your days feel a little lighter because you know you have provided clear direction for your family.

FUNERAL HOME NEAR ME

Fri, 15 Oct 2021 18:17:00 GMT

Even if you live in a small town, you are likely to be presented with more than one choice when you google funeral home near me . The search will provide you with contact information, location, and perhaps a link to websites of the funeral homes near your immediate location. The search is a useful first step, but most people need more to help them decide which funeral home to use. The eight steps below should get you started on solid footing.

1. Check with family members to find out if your ill or deceased family member has a prearrangement on file with any one of the local funeral homes. If your family member has taken this step in advance, everything just got easier. You’ll not only know exactly who to call but you’ll also know just what needs to be done.

2. When there is no advance plan the first thing you will need to do is to pull together the decision makers. Who in the family is going to take the lead in making the funeral arrangements? Often, but not always, this will be the person who will be financially responsible. Who in the family has been the caregiver? Which family members have strong opinions about what should take place?

3. Bring your group together. Talk about what your family will expect or want in the funeral service. Is your family large or small? Was the deceased well known in the community? Does one funeral home stand out over another as being able to accommodate the number of people who will likely attend the funeral?

4. Which funeral home has your family worked with in the past? Have you been pleased with the services provided? When there is no history with a funeral provider in the community you may want to ask trusted friends or your clergy person for a recommendation.

5. Give some thought to what your family will want or need to support the service desired. In addition to knowing if there will be a burial or cremation or a service before or after either of these forms of disposition, you’ll want to think about space, specialized equipment such as screens, microphones, audio/visual, even parking can be a deciding factor in which local funeral home to use.

6. Once you have a general idea of what you want, you can begin to call the funeral providers you are considering. Tell the person who answers the phone your situation, “We have a family member in the last stages of life,” or “We have a family member who has just died.” Tell the person what you want to know. “We would like to _____. How will you help us with this if we decide to use your funeral home?” If cost will play a part your decision-making process, ask for information. The most useful information regarding cost is a price range rather than the least expensive. You and your family will have preferences. One family may value the vault over the casket. Funeral service is flexible in order to meet each individual family’s needs. Basing the decision of which funeral home to use on the cost of one aspect of the service may lead to lost opportunity and may not even be the most cost effective in the end.

7. Ask for a personal visit, schedule some time with a funeral director. Tour the facility. Ask for a general price list. Go over it with the funeral director, ask questions. You will be best equipped to decide which product and service options best suit your family when you have all the information you need.

8. Finally, take a deep breath. Allow yourselves enough time to get it right. Funerals are emotional. They leave lasting impressions. Be considerate of the people you love. A funeral that focuses on healing the hearts of those left behind brings families together.

CREMATION NEAR ME

Fri, 01 Oct 2021 18:16:00 GMT

When looking for a cremation service close to home, your first call should be to your local funeral home. The people there, who are a part of your community, know all about cremation. The funeral home will either provide cremation at their facility or will have extensive experience with local crematories. Either way, you can rest assured the cremation of your loved one will be carried out with the proper care and respect.

Funeral homes provide a full menu of services. You choose. Use only what suits your family. Cremation providers, on the other hand, tend to offer cremation of the body only. Often no care is offered for the mourners. There is no help or guidance should the family like to have an opportunity to host friends who share the loss or to celebrate the life that was lived. Your local funeral home can help you put together a very small service or a very large service depending on the needs of your family.

Disposition of the body is only one aspect of what needs to be done when someone dies. Cremation is not the end. Cremated remains will either need to be buried, scattered or retained for generations by a family member. Very often cremation only providers will return the cremated remains of your family member by mail in a bag or box. The funeral home on the other hand will provide help and guidance regarding legal scattering, products that support family retention of cremains, or burial and retention in a columbarium niche.

When your brain is fuzzy because you have lost someone dear to you, clarity is important. The last thing a family needs are hidden costs and surprises. The widely advertised prices for bare bones cremation frequently do not include everything you need and certainly do not include what you may want. When those items are added to the cost many people have found they are spending more than what they would have had they engaged the services of the local funeral home.

SAYING THANK-YOU TO A VETERAN

Fri, 17 Sep 2021 18:15:00 GMT

There are a million ways to say thank you. Great or small they all have value.

· Decide to always just say thank you whenever you see a person in uniform.

· When you see a person in uniform at the coffee shop or fast food restaurant pick up their tab if you can.

· At the airport trade your first class or comfort seat for their standard seat

· If you have a neighbor who is deployed offer to play catch with the kids or mow the lawn. Ask how you can help

· Send a care package by contacting Operation Gratitude

· Donate your old cell phone

· Drive a Veteran to their doctor appointments (contact the hospital services coordinator at the local VA hospital)

· Write a letter

· Volunteer at a VA hospital

· If you run a business hire a veteran - Hire Heroes USA

· Donate dollars or time to train service dogs for veterans - Patriot Paws or Puppy Jake Foundation

· Build a house for a veteran - Building Homes for Heroes

Big dollars or only a few dollars, lots of time or only a little time, where there is a will there is a way to say thank you to those who serve in our military.

FUNERALS ARE CHANGING … BUT GRIEF IS STILL THE SAME.

Fri, 03 Sep 2021 18:15:00 GMT

Without a doubt, funerals are changing. Funeral services have become less formal and are noticeably more personal. They are sometimes religious and sometimes they are not. Funerals are often shorter and sometimes take place weeks after the death. There may be more songs, more pictures, and there is much more creativity at many funerals today.

But the feelings people have when someone they love dies are the same. Grief does not change. People feel detached, alone, numb, untethered. It is hard to believe the person is really gone. You feel their presence, and it hurts to feel it, but you are afraid not to feel it. Grief is hard. When someone important to us dies it is significant and there is a need to grieve and say good-bye.

Most of the changes in funeral services are no more than updated ways to do what funerals have always done. Funerals gather us together so we can cry, hug, laugh, and remember with our family and friends. Funerals let us know we are not alone and provide a way for our friends and family to feed us emotionally and physically.

Funerals provide an avenue toward acceptance of the reality of a death. While a funeral does not alleviate the pain, it is at least a little easier to begin to accept the loss in the embrace of family and friends.

Funerals help us acknowledge that life had value. This person was once a child. They were a mother, father, brother or sister. Whether they were famous or infamous, rich or poor, kind or mean, they lived.

Funerals can’t erase the pain of loss. When the funeral is over the grief is not over. However, skipping having a funeral won’t eliminate grief either. It won’t make death any easier. The ceremony of a funeral answers an instinctive need when going through the grieving process.

Watch the reaction of a child when death impacts their life. Little children seem to just instinctively know what needs to happen. When their goldfish dies, they know they need the help of their parents to deal with loss. They are drawn to ceremony of a funeral to complete their grief and understand the feelings that go with it.

SCAM PROTECTION

Fri, 20 Aug 2021 18:14:00 GMT

How do I protect myself from scams that have become all too common in society today? How do I prevent myself from becoming a victim of the scammers who are on the phone, on the computer and at the front door?

Stuff needs to get done around your house. Maybe you could use some help with yard work, painting, window cleaning, or a new roof. You answer the phone. Another group is asking for your monetary support. What do you do? How do you respond?

Take the time now to familiarize yourself with hard and fast rules designed to help you make good choices and avoid the masters of the scam.

Rule number 1: NEVER hire someone you don’t know to do a job who comes to your door and asks for the job. Here’s what they will tell you:

· They are doing work in the neighborhood and will give you a great deal.

· They’ll tell you how honest they are and may even have a child with them.

· They’ll scare you … “those bushes block the view of your door someone could break in” or “snakes hide in those weeds I wouldn’t want to see your little dog get hurt” … “That tree could fall on your house.”

· They’ll want a quick decision and payment up front.

Just say no nicely and shut the door. Better yet, don’t open the door to a stranger! Only hire someone you call and who provides references.

Rule number 2: When it comes to the phone and internet, NEVER give ANY personal information, make a financial contribution, or buy anything from anyone who calls, emails, or texts you and asks. Just say, “I do not ever do that.” Here’s what they will tell you:

· “It’s free.” Not on your life! You will pay. It’s never really free.

· “It’s for a good cause.” Fire, police, orphans, cancer. They may be good causes, but you can find them locally and donate locally. If you send money you will hear from these folks frequently and forever. They will be asking for additional dollars.

· They’ll scare you. Someone you care about needs help (translate that to money).

· They’ll tell you they are official US this or that. The real IRS and Social Security do not call people. Don’t believe it.

Just say no and hang up. Better yet, screen your calls.

Rule number 3: Give yourself a COOLING OFF PERIOD. NEVER be pressured into a quick decision, especially one that involves money. Designate someone you trust to be your decision buddy BEFORE you need them. Make a hard and fast rule for yourself that before you act, you’ll share what you are thinking about doing with this person.

Talk to your spouse, partner or parents about scams and scammers. Make a short list of rules for yourself. No exception rules, short and easy to remember. Sign up for AARP fraud alert network at AARP.org. Be prepared.

Finally, if you have been scammed don’t keep it a secret. Report it to your state’s Attorney General, the FBI, or Federal Trade Commission. Ask for help. It is embarrassing. Once you realize what happened, you feel foolish and that can be depressing. Don’t be too hard on yourself. Stuff happens. These people know exactly how to push the buttons of nice, kind folks. Prevention is the only real defense.

WRITING THE THANK YOU NOTES

Fri, 06 Aug 2021 18:13:00 GMT

Writing thank you notes is usually one of the very first “after the funeral” tasks you will undertake. You may be surprised to find that your brain/hand coordination is not working so well. You sit there with pen in hand and well-formed thoughts in your head, but somehow it all gets lost between the head and the paper. Don’t despair. This is normal and it’s all part of the grief journey. You are not thinking straight now, but you will again soon.

First, let’s tackle who gets a “thank you” and then I can give you a few wordy ideas to help you get started. Anyone who made a donation or sent flowers should get a thank you note from a family member. You will also want to send a note to people who helped. Maybe they provided food or took care of the dog for you or picked up people at the airport. All of those folks should receive a note of thanks. You do not need to send notes to people who sent condolence cards, emails, or texts.

Your words can be brief. No one expects a long letter from you at this time. It is just nice to know that the flowers arrived, or the donation was received. Your kind friends just need to hear thank you.

Thank you for all your kindness ….

Your help meant so much to us….

We all loved the broccoli, thank you for taking care of us ….

Your flowers were so beautiful and such a comfort to us ….

For some, these are written the day after the funeral. Everyone sits around the kitchen table to write the thank you notes and everyone laughs as more than a few notes are torn and tossed in the trash. This may be the first laughter heard in several days.

CREMATION SOCIETY OR FUNERAL HOME

Fri, 23 Jul 2021 18:12:00 GMT

Cremation, like electric cars and cell phones is here to stay. For some people cremation is part of their religious practice. For other people, cremation just feels right for them. The big question is who should help you with your cremation, a society or a funeral director?

Cremation Societies specialize in what is called a direct cremation. Direct cremation means the society will remove the deceased from the place of death and take the body directly to their crematory where the cremation process will take place. Following cremation, the ashes are returned to the family in a bag or box. It’s all pretty quick. The cost is quite low for direct cremation.

But something is missing.

How do we feel when a family member dies? What helps? Death is a loss. It is hard to describe how loss feels, but it is something like a void, a vacuum, or an energy shift. You see something close when you watch victims of the California wild fires or a tornado on television. You see that dazed and stunned look on their faces. That is loss. There they stand looking at a pile of rubble that was their home … and now it is gone. That look is about loss of a building. Loss of a person, someone you love, is so much more. It hurts your heart.

Funeral directors are trained and specialize in taking care of the deceased AND in taking care of the family of the deceased. They know people need more. They are going to encourage you to slow down a little and give the family a little time for the reality of the loss to sink in. Give a little time for the family to consider what they need to do to begin to heal.

Funeral directors specialize in helping families put together a gathering to honor the one who died. They know that being with those you love and who love you helps. They know words, as a part of a religious, spiritual, or life celebration ceremony help. Funerals are the funeral director’s specialty. They have done this many times with many families. Funeral directors are the experts.

Of course, the funeral home will help you with a direct cremation if that is what your family prefers. To be fair, cremation societies will also add on some service options at the family’s request. As you add services the cost increases. It is important to look for value.

The funeral home is staffed by licensed trained funeral directors and serves families from a clean, company ready facility with plenty of parking and is a good value. Do your homework. Where will cremation take place? If your family wants service where will the service take place? If you add service and products what is the difference in price? How important is cost over expertise? Share your budget with the funeral director at your funeral home. Don’t assume you need to sacrifice ceremony for savings.

WHERE NOT TO SCATTER CREMATED REMAINS

Fri, 09 Jul 2021 18:10:00 GMT

For many folks the absolute “best” final resting place is someplace they loved when they were alive. Their “burial” plan is not to be buried at all, but to be cremated and have their ashes scattered at a special location. For those who prefer scattering there are a wide variety of options available. Still, not every scattering idea is a good idea. To help you determine if your scattering plan is a good plan be sure to consider these four things.

1. Think about the location of your choice. Is it legal and will it work? With permission from the owner of the golf course ashes could be scattered. Without permission scattering on private property that belongs to someone else is not legal and may not go smoothly.

2. As you put together your plan keep in mind scattering does not eliminate emotion. Family members tasked with scattering a loved one’s ashes experience the same emotions as those who stand at the graveside and watch the casket being lowered into the ground. No amount of creativity in the selection of the location will eliminate the emotion of the task.

3. You need a plan. “Just scatter me” is not a plan, it is a shift of responsibility. Someone in your family is going to be required to figure out when and where this scattering will take place if you do not.

4. Seek professional advice. Your funeral director can help you plan and prepare for a successful scattering.

Scattering at sea

There are laws. Federal law protects the oceans. See United States Environmental Protection Agency Burial at Sea for detailed policy information. Scattering in the ocean must take place at least three miles from shore, the ashes can go in, the container may not. That is unless it is biodegradable, then both the container and its contents can be commissioned to the sea. The expense of purchasing a proper biodegradable cremation urn is money well spent. The sea will be moving, maybe a little, or maybe even a lot. A smooth operation is critical to everyone feeling good about the dignity of the ceremony. Your funeral director can help you find a proper container for scattering at sea.

Consider using an offshore scattering service instead of a friend with a boat for the actual ceremony. A service gives your family the benefit of experience. They will know how to position the boat in relation to the wind and waves in order to assure a pleasant experience. Professionals will also be prepared for the needs of the family on board. They will not be surprised or unprepared for sea sickness of guests. Your funeral director is your best resource for finding this kind of service.

Scattering on public lands

States have jurisdiction over public lands and waterways within their boundaries. Laws vary widely from state to state. Be sure to ask your funeral director about the laws in your state. Seek advice and take care to be sure the scattering ceremony your family has planned will not run into an embarrassing roadblock midway into the ceremony. Share your plan and ask for the professional advice of your funeral director.

Scattering on private property

Scattering on private property requires the permission of the property owner. Resist the temptation to skip the permission step. Scattering on property that is not your own without permission is a recipe for disaster.

In addition to giving careful consideration to the scattering location it is always a good idea to consider the feelings of the mourners. It is easy to move forward with the desire of the deceased to be scattered and still satisfy the needs of mourners who may not be entirely comfortable with scattering. All that is required is good communication. Talk to your family about your plan well in advance. Find out who is and who may not be comfortable with your desire.

One of the lovely things about cremation is that the ashes can easily be divided. A family member can retain a small portion of the remains in a keepsake urn, garden bench, paperweight or even a piece of cremation jewelry. The remainder can then be scattered according to the wishes of the deceased.

One final consideration if you are thinking of leaving your family scattering instructions -be sure to think it through. Consider how your desire will play out for at least the next two or three generations. Will your beloved garden still be in the family? Or might the property be sold? Who will keep the urn after your wife dies, how about after your daughter dies? Think about how those who mourn you may be impacted by your desire to be scattered.

CORE VALUES AND FUNERAL DECISIONS

Fri, 25 Jun 2021 18:08:00 GMT

From Birth to Funeral … The Best Decisions are Based on a Person’s Individual Values.

There are lots of labels out there. There are categories we are placed in by others or designations we choose on our own. We are male or female, brown, black, or white, boomers or millennials, Baptist, Methodist, Lutheran, republican or democrat. Each of these labels comes with a set of expectations regarding what we value or care about. Because we are male or female, republican or democrat, a set of values is attached to us.

Being part of a group can be comforting. It is nice to hang out with people who share beliefs and values. There is, however, a downside to labels. They are rarely a perfect fit. Most of the time individuals share some of the values of their group, but not all of those values. Just because an individual is a woman, it is not a given that she likes to cook and does not like to hunt. That is why it is important for individuals get in touch with their own personal values and base their decisions on those values. The group may provide guidance, but people make their best decisions when those decisions are based on an individual’s personal values.

Decisions regarding the size and make-up of the family an individual will have needs to fit that person’s personal values. Will there be a life partner? Will there be children? Will the children be natural or adopted? Family life works out best when decisions are based on what a person really cares about. Decisions regarding how to celebrate the life of a person we loved who has died will bring the most peace and comfort when they are in sync with personal values. The way in which a life is memorialized provides the most comfort and meaning when it honors the values of the close survivors.

There are a number of websites that offer ideas about how a person can identify their own values. Most suggest limiting the value list to three to five. A person’s core values are deeper than a list of likes and dislikes. Core values are not driven by fear or fad. They run deep.

A person must ask themselves what they really care about. Things like family, financial security, kindness, faith, environmental stewardship, honesty, responsibility, learning, and balance are all examples of values that resonate with different people. Decisions—who to marry, how many children to have, where to live, what work to pursue, who to vote for, and how to remember a loved one who has died—are all best made based on personal core values.

HOW TO GET THE FUNERAL YOU WANT

Fri, 11 Jun 2021 18:07:00 GMT

Don’t be afraid to ask the funeral director your question or to speak up and say what you want.

Some events only happen once in a lifetime. Graduations, weddings, and funerals are a few of these one-time occasions. That means the way the event is marked makes a lasting impression. If the cake at the wedding was supposed to be chocolate and it was not it does not ruin the marriage or even the day, but it can mar the occasion and it is usually the thing that is remembered. It was not right and it is never forgotten.

When a funeral is not “right”, when a minister mispronounces the deceased’s name, or the dress mom always told you she wanted to wear is not the one your brother chose, the hurt can go deep and last a long time. Getting the funeral right for your family is very important.

When you meet with the funeral director do not be afraid to speak up. Funeral directors are kind, caring people, but they are not mind readers. Tell your director what you want. Tell her what you do not want. Ask questions. Tell him about your mother, father, or spouse. Ask how to bring out what you loved about the person you lost. Treat the funeral director like you would a wedding planner. Share where family members are having a problem agreeing and ask for guidance.

Rules are made to be broken. If the number of pictures, songs, or readings recommended by the director doesn’t seem to match what you had in mind, speak up. No one at the funeral home wants your family to struggle to get the number of photos for the video down to twenty when what you really want is forty. If what you really want is for your deceased daughter to wear her cheerleading outfit for her visitation and something else for the church service speak up. Just because the body is usually dressed only once doesn’t mean it must be that way. Funeral directors know how important every detail is to the families they serve. They just don’t know what is important to you if you don’t tell them.

CHOOSING THE RIGHT FUNERAL SERVICE: 10 STEPS TO HELP YOU GET IT RIGHT

Fri, 28 May 2021 18:07:00 GMT

Who gets to decide what is included in a funeral service? Each state has laws that govern who has control over the body of a person who has died. In most states if the individual was married, the spouse will be responsible for taking care of the disposition (what happens to the body) and funeral service. When there is no spouse the adult children will decide. If there is no spouse and the children are minors, then the parents of the deceased will be responsible. If the parents are also deceased, then brothers and sisters will become the responsible decision makers.

As you can see, there are a variety of scenarios where “who decides” can get messy. Also know that the person who is going to pay for the funeral is entering into a contractual agreement with those who will provide service - the funeral home, crematory or cemetery. As a result, that person will have the “power of the checkbook”. With that power comes a considerable measure of control over decision making.

There are different ways to approach putting together a funeral service. The “right” service is the one that honors the life of the deceased and provides ease for the survivors. When faith is important to the family or was important to the deceased that faith is usually reflected in the service. The right service fits the budget and does not create a financial burden. There are many options to consider in putting together a funeral. All of these choices ensure that every family is able to have a service that is right for them.

When you find yourself in the role of decision maker regarding a family member’s funeral, the ten steps below can help you assure the funeral will provide comfort to you and all of your family remembers.

Step #1 Take a deep breath and give yourself permission to fall short of “perfect”.

Remember these famous words …

“You can please some of the people all of the time, you can please all of the people some of the time, but you can't …” … please all the people all of the time” (Poet John Lydgate as made famous by Abraham Lincoln ).

Know that even when you do your best there may be some people who would have done differently.

Step #2 Make a list of the people who are the “some” that you really do want to please

The spouse or partner, the children, the parents, sisters and brothers, and close life-long friends are all people who are likely to be deeply affected by the funeral service. These are the people the service needs to please. In order to plan the “right” funeral you will need to know what is important to these people. This does not mean everyone needs to or will agree. Nor does it require everyone weigh in on every decision.

Step #3 Ask each of these people, “What is the one thing that you would most like to see included in the funeral service”

Write these answers down. Ask clarifying questions if needed in order to be sure you really understand what is most important to each of the people you are aiming to “please”. Don’t make any promises beyond that you intend to do your best. Do this before you have your appointment with the funeral director. Don’t forget to include what is most important to you on your list.

Step #4 Consider your budget and make a list of the questions you would like to ask the funeral director

There is no need to have all the answers or know exactly what you want included in the funeral service before the funeral arrangement conference. In fact, having your mind completely made up regarding service options might mean missed opportunity. No one knows better than the funeral director what can be done. After all, they do funerals every day. Fortunately for most of us, we are only responsible once or twice in a lifetime.

It is a good idea to review any insurance policies or other funding that will be used to pay for the services you select. The “right” funeral should not create a financial hardship for family. Have an idea of what you can spend before you meet with the funeral director.

Step #5 Choose the person or persons who will go with you to the arrangement conference.

Because you have asked the important people for input, it will probably not be necessary to bring the entire group to the conference. You have already included them and will be able to represent their needs.

The arrangement conference is an emotional experience. Choose someone who will be helpful to you, who will support you. Bring those who will be attending the arrangement conference with you up to speed regarding the work you have already done. Review the information you have gathered from family members and discuss the budget with this person before your appointment.

Step #6 Prepare for the arrangement conference

· Review your list from the family members. Get a general idea of what folks want and need.

· If your family member served in the Military look for discharge papers DD214

· Be sure you know about church membership and any organization that may play a part in the funeral service. The Shriners, Knights of Columbus, Free Masons, Legions, are Elks and are just a few of the many organizations that typically honor deceased members.

· If you plan to use insurance proceeds to fund the funeral service, gather those policies and bring them along to the conference for review.

Step #7 Consider how you want to remember the person for whom you are making funeral service arrangements

· Think about the funeral services your family has experienced in the past. What have they been like? What do you want to repeat and what should be changed for this funeral?

· How will religious affiliation influence the service? When all the people you are trying to please are members of the same faith group, planning this part of the funeral service is straightforward. You know who will officiate and what the service will include and not include.

Not all families have a connection with a church. In fact, religious affiliation in the US has been on the decline the last two decades. For families with no religious connection including a spiritual component in the funeral service can become a little more of a challenge. When there is no formal religious affiliation there are several ways to handle this aspect of the funeral service.

1. First, a spiritual component can be eliminated entirely. A funeral service is often done without a religious component. The life and accomplishments of the deceased can be the core of the service. Focus will be on work, family relationships, connection to the community, hobbies, travels, sports, vocations or avocations of the person who died. This type of service is often referred to as a celebration of life . A celebration of life can stand alone or be included with a religious service.

2. When there is a desire for a spiritual component but there is no obvious spiritual leader, the solution can be as simple as asking a family member or good friend to lead the group in a prayer. This person could also read an appropriate poem or piece of scripture. For those families who prefer to include a clergy person in the ceremony there are other options.

Your funeral director will no doubt know of a cleric who is willing to perform a service for persons who are not members of his or her congregation. In order to be sure this person is a good fit for your family, it will be important to think about what you do and do not want included in this part of the service. Share this with your funeral director and ask for guidance in choosing a person who will meet your expectations. When you contact the clergyperson be sure to ask what will be included in the sermon and service. Be sure the tone and content of the service will be a good fit for your situation.

In many areas of the country there are funeral celebrants who can be very helpful with putting together all aspects of a funeral service. Ask your funeral director if there is such a person in your community.

Step #8 At the Arrangement Conference You’ll Decide

· The timing of the service

A funeral service can take place before or after disposition of the body (burial or cremation). A funeral service that takes place after the body is either buried or cremated is called a memorial service. A memorial service may be selected to comply with religion or because it is preferred by the family.

Some religions require that the body be buried or cremated within a brief time period following the death. For this reason, the funeral will take place days or even weeks after the burial has taken place.

Family preference is another reason for the funeral to take place after either cremation or burial. Today many families live at great distances from each other. It may take weeks for travel arrangements to be coordinated and carried out so that everyone can come together for a service. The positive side of being able to delay service and opt for a memorial service is that no one misses out on the benefits of sharing the loss with others in the family circle. Talking out the cause of the death, remembering the good times, being a part of the service are all important steps on the path of reconciling loss of a close family member. All of these are a part of the right funeral service.

The downside to delaying service and option for a memorial service can be the length of time between the death and the healing power of gathering and having a service. When the time between the death and service stretches into weeks or months it can present a hardship for some family members. Some people can become paralyzed in moving forward with their grief work.

· Location of the service

Funeral services and memorial services may take place entirely at the funeral home. Funeral homes are clean, company ready, and have ample parking for all types of services. Most have equipment on hand to support any kind of service. Formal, informal, religious, celebration of life, and memorial services can all be accommodated at most funeral homes. Some funeral homes have the ability to host a funeral luncheon or brunch.

Funeral directors will also help those who chose to have the religious part of their service at church. For those who want or need to have their funeral service at a club or private location, the funeral director is ready to help facilitate that as well.

· Tone and content of the funeral service

People have many aspects to their life. Sometimes they are serious, sometimes thoughtful and at times these same folks are playful. A funeral service may include these same kinds of changes in mood. There may be formal serious moments followed by less formal moments of sharing memories. Funerals almost always include both laughter and tears.

Step #9 Include Family members in the preparation and planning of the service

When you return from the arrangement conference with your funeral director you will have a list of decisions to make and things to do. Look at your list of core people. Who can help? Involving those who are up to helping is good for them and good for you. Many of the tasks that come with putting together a funeral not only serve the purpose of getting the funeral right, they also help those close to begin a healthy grieving process. Ask for help and delegate tasks. Some things that fall into this category include:

· Choosing clothing for the deceased

· Choosing pictures for display or a video

· Choosing the casket spray and or flowers from the family

· Contacting out of town family & friends

· Writing the obituary

· Writing and or delivering the Eulogy

· Selecting music

· Selecting readings

· Putting together objects for a memory table or display

· Choosing a venue and menu for the funeral luncheon

When you delegate any of these tasks be sure that you share the parameters. What exactly do you need and what are the limits? For example, perhaps the minister has asked that you select three songs for the service. Or, the funeral home will run a loop of thirty-five pictures on a television. Be sure the person you are placing in charge has all the information that they need to do the job correctly. Then step back and let them take over.

Remember you are working with people who also loved the person who died. Allow them to express their loss in their way. Understand they will choose differently than you would. Give them the gift of being allowed to participate in putting together a final tribute for the one you all loved.

Step #10 Review your plan

Before the day of the service take a moment to review what has been planned. Take a look at the first list you made. The one where each of your key people told you what was most important to them. Have you done your best to make sure they are each getting what they need? Is there anything that will take place in the service that is likely to catch a family member or close friend unaware? Is there any conversation you should have with anyone to explain or clarify anything that is planned?

Most important be sure the service you have arranged is “right” for you and your family. If the minister always does something that does not seem to fit right for your family speak up. If where you live people “always” have a receiving line or anything that you and your family don’t really like, speak up and change it. Funerals should be helpful and healing. They tend to stick with the closest family members. Make sure what you have planned is what you and your family want and need.

CELEBRATING GRADS AND GRANDS

Fri, 14 May 2021 18:02:00 GMT

According to the National Center for Education Statistics , more than three million high school students will graduate this year. There will be parties, balloons, cakes and speeches. Many of these young people will receive the gift of a wonderful little book written at 87 years of age by Dr. Seuss.

Oh, the Places You’ll Go! was the last book to be published during Seuss’s lifetime. It’s about the journey of life and its challenges. It’s inspiring and makes a terrific graduation gift and is sure to be appreciated by any graduating senior…especially when a check, gift card, or tickets to Europe are stuck inside.

But what about the other end of life. Shouldn’t there be another book… Oh, the Places You Have Been? Why, do people feel diminished as they age? Why are we taking less and less time to wrap up a life and tie it with a pretty ribbon? Why do we say, “No fuss needed for me, no funeral needed.”? Surely six, seven, or even nine decades of life are worth celebrating.

At the end of every life shouldn’t there be a look back? What about the choices that were made, the work that was done, the people encountered, the things that were learned? What about all that? Shouldn’t just sticking with it through all the ups and the downs of life merit a celebration of some kind? As Seuss advises, “With brains in your head and shoes full of feet, you can steer yourself in any direction you choose.”

There have to be stories. This is the generation that began with a party line telephone and is ending up with telephone watches that take pictures and tell you how many steps you’ve taken in a day! There have to be stories. These people served in Vietnam, listened to the Beatles, watched a man land on the moon. They had black and white TV that only sent a signal a few hours a day and they walked to the TV to change channels! There have to be stories.

Now is the time. Capture those stories. Ask your parent(s) about their life before you. Ask the same of grandparents. Ask about their hopes and dreams. What surprised them? What was fun and what was hard? Capture the stories and the life lessons. Prepare to celebrate the grands as well as the grads.

FLOWERS AND FUNERALS

Fri, 07 May 2021 18:01:00 GMT

What’s the story behind flowers at a funeral? Well, back in the day before funeral directors perfected the art and science of embalming, flowers were used to mask the odor of the body.

In modern times flowers are no longer needed to mask unpleasant odors but they have come to be a part of the funeral for other reasons. When we struggle to find words to comfort a friend, flowers speak eloquently for us. They express that we care. Flowers can be sent from any place in the world to any place in the world. When we are not able to go to the service, flowers stand in our stead. Flowers are always in good taste and they are appreciated for the beauty and serenity they bring to the occasion.

Did you know different flower colors have different meanings? White flowers symbolize honor and innocence. In many religions, death means going to heaven and a return to innocence. White lilies, carnations, roses, and cushion poms are often used in funeral arrangements.

Red flowers are frequently given by a spouse or close family member. Red blooms symbolize courage, strength, and love. The red tulip is a symbol of perfect love. Blue flowers such as hydrangea and cornflowers represent peace and serenity. Yellow flowers symbolize friendship and new beginnings.

Flowers for the casket are usually provided by close family members. Funeral flowers are sent directly to the funeral home and are not usually addressed to a particular family member, but rather are sent in honor of the deceased. It is appropriate to send smaller cut flowers or plants of remembrance to individual family members at their home.

Flowers help us communicate feelings of the heart. Flowers speak for us and say we love you, we support you, we are proud of you, and we are with you on your grief journey.

In recorded time, and probably before, communities have understood the importance of gathering following a death. Paying respects to the deceased and comforting the survivors has been a part of life. Coming together when an important life event occurs is just natural. We come to see the new baby and we gather when a loved one’s life on this earth ends. We celebrate and remember with flowers.

WHAT TO GIVE MOM FOR MOTHER’S DAY

Fri, 30 Apr 2021 17:57:00 GMT

What a word! What a concept! What a job! Mother can be used as a noun, a verb, or an adjective. The female parent of a child or children is a mother. A mother can be a leader of a religious group, or even a term used to designate an elder or senior woman. To mother is to nurture, to invent, to originate.

The word mother has many uses and meanings. Like the word, mothers are not all alike. Some are round and soft, others are straight and firm, some delight and some disappoint. Still, your mother is your mother at seven or seventy. The mother child relationship has staying power like no other. She is yours and you are hers, forever.

Mother’s Day is a time for showing your appreciation for all the effort your mom put into you. Taking care of you when you were sick, cleaning up after you, keeping your clothes clean and a million little things that helped get you to where you are today; So, what is the perfect Mother’s Day gift?

TIME.

For the mother of young children, it might be free time. An hour or an afternoon free from the responsibility of childcare. Time for a soak in the tub or to read a book.

For the mother of a teen it might be time in the form of a shared activity. It could be as simple as working on a puzzle together or watching a movie (no devices in hand) and a little conversation about the movie at the conclusion.

For the mother of an adult child it might be a lunch, FaceTime call or walk with her child. A few minutes or even a couple of hours of just you and your mom.

For the mother of an older child, if you are sixty that probably means mom is in her eighties, how about some time for help? Give advance notice and ask for a list of little jobs or things that are annoying you could fix. Has her computer stopped talking? Does the TV speak the wrong language or have annoying closed captions that just appeared on their own? Has there been an invasion of ants? Are there weeds? What needs time?

For the mother who lives far away take time to write a thank you note to your mom. What do you remember? What do you do now that you learned from her?

TIME, TIME, TIME, … just a little time is what most moms really want for Mother’s Day.

FIVE “TO DOS” WHEN YOU HIT 70

Fri, 16 Apr 2021 17:56:00 GMT

Life from age 70 to 75 is interesting. It might not be a mid-life crisis but nearly everyone finds it is a period of real-life adjustments. In moving from being a 69-year-old to 70-year-old it’s easy to say, so what? Going in, 70 might feel like the new 50. Especially if a person is healthy and active. But by 75 it usually dawns on people that 80 is not going to be the new 60! It’s time to get real and embrace and prepare for life moving forward.

There are both some big questions to ponder and some little things to do to make life going forward easier. In the big category, a couple might consider where they are living. A simple thing like not having a first-floor bedroom or bath can mean a stay in a rehabilitation facility if a hip or knee needs to be replaced. By the time one hits the 75 mark they know more than a few folks who are walking around with replacement parts.

Then there is the question of whether your home is even in the “right” location? Some people choose to leave friends and their current life in favor of moving closer to their children or family. There is no one “right” choice—however, considering the what ifs can help a person be sure they are settled in their own personal happy place.

Much easier, but not less important, is making sure that you have designated someone to make medical decisions on your behalf if you are no longer able to do so yourself. Most folks will choose their spouse. However, it is a good idea to be sure the individual one chooses understands your desires and has the emotional strength to carry out your wishes. In some cases, it may be kinder to designate an adult child to make decisions. Regardless of who you choose, making sure all family members know what you want to have happen and who you have designated to carry out your wishes, can save a lot of family heartache in the future.

Even easier, but still important, is taking a few steps in order to eliminate those little stressors that can ruin an entire day. Making a simple adjustment to your utilities, cable, or telephone can be a real challenge if you are not the person “of record” on the account. If the designated person has died it can get even more complicated.

Check to be sure both spouses have the authority to make changes to the account or service. Be sure the secret passwords and answers to security questions are known to both parties. Watch your “ands” and “ors”. “And” can mean you both have to be involved where “or” means either party can take action. “And” can mean you’ll need a death certificate where “or” can mean full speed ahead.

Finally, it really is time to consider the end. When your children, grandchildren, and friends come together to remember you, what will that gathering look and feel like? Who will be in charge? Who will be responsible for making and paying for the arrangements? This one is the easiest of them all—you simply call your funeral home and ask for a prearrangement appointment. It will take just a few hours to get all your questions answered and have a plan on file at the funeral home. Then you just go right along heading to 80, eating right, exercising, and seeing the world, because maybe 80 is the new 60?

WHY DO WE HAVE EGGS AND CHOCOLATE RABBITS AT EASTER?

Fri, 02 Apr 2021 17:54:00 GMT

How did rabbits and colored eggs come to be associated with Easter, the most significant holy day of the year for Christians? To get the answer to that question one needs to go back in time. Imagine yourself on earth before digital, before refractory lenses, before watches. Go way back to when people watched nature to gain some understanding of what was to come.

Envision what it must have been like to watch the days become shorter and darker and not have any idea of what was happening or how long it would last. It’s easy to see how it would be possible to fear the sun was burning out! Then think about how elated people would be when they figured it out. When they observed, and began to record, repeating patterns… the Equinox and the Solstice.

The Winter Solstice is the shortest day of the year and occurs in December. The summer solstice is the longest day of the year and occurs in June. The equinox also occurs twice a year. It occurs when the number of hours of daylight are equal to the number of hours of darkness. As you would expect, the Equinox is a predictor of what’s to come. In the Spring (hooray!) the cold will be coming to an end. Time to plant, fish, and hunt. In the Fall, the Autumn Equinox indicates the time to stock up. Salt the fish, and dry the meat, the cold days are coming.

In Roman times, before Christ, the Pagans (from the Latin, paganus meaning country dweller, villager, or hick) celebrated these natural repeating patterns in a big way. In the Spring the Equinox would be celebrated as a renewal of life. To the Pagans the egg was a symbol of the renewal of life. Eggs were presented to friends as gifts in celebration of Spring. Rabbits, baby chicks, and new fresh green grass were all signs of Spring and new beginnings.

That is what Easter, rabbits, and colored eggs have in common. The Spring Equinox! In 325 AD, at the Council of Nicaea, which was the first major church council, it was decided the celebration of Easter, the resurrection of Jesus from the dead, would be celebrated on the first Sunday following the first full moon after the Spring Equinox.

Since that time, the celebration of the resurrection of Christ has been in the Spring very near the Spring Equinox. As a part of celebrating the resurrection, we go to church, we color and gift eggs, we line baskets with grass, and we devour our chocolate rabbits.

LOSING A SPOUSE: THREE TO SIX MONTHS AFTER LOSS

Fri, 19 Mar 2021 17:54:00 GMT

By now most of the big stuff is probably done. The thank you notes have been written and mailed. The marker or head stone has been placed or you’ve found a place for the urn. You’ve probably filed for the life insurance, and perhaps you’ve even begun to clean out his closet.

You may be wondering, what have I missed?

Scientists tell us there is a hand/mind connection. Doing things with our hands actually increases our sense of well-being. Even simple chores such as washing the dishes, preparing your meal, or even making your bed help to provide purpose and a natural routine. Why not step outside of your box and try something creative that you used to enjoy doing or have thought about trying? Don’t discount the value of a craft, woodworking or art project.

Finally, see people. Human contact is vital to your new normal. If your friends and family aren’t calling you, then call them. Look for a movie you would like to see, a museum you would like to visit, or a restaurant you would like to try and ask someone to join you.

HOW SHOULD I PREPARE FOR MY FUNERAL PREPLANNING MEETING?

Fri, 05 Mar 2021 18:50:00 GMT

First, relax. Talking about your funeral plans might make you a little uncomfortable at first but making a plan doesn’t mean you will be using it anytime soon. Your funeral director or advance planner will remotely guide you through the process. Most people get very comfortable in just a few minutes.

Do allow enough time. Typically, you will need an hour or two to get the most from your preplanning appointment.

Make a list of your questions. You may be undecided about some things. That’s fine. This discussion is a good place to get the information you will need. Just ask. Should I have a gathering? Is it important for my family to see my body? If I am cremated, what are my options for a service? What are the benefits of paying in advance? If I pay in advance can I make payments? Any question you have is a good question.

Probably the most important thing you can do to prepare for your meeting is simply to think about your family and your friends. Who are your people? Brothers, sisters, children, grandchildren, the friends you have known forever and the friends you see every day. Picture them. Think about them. What will they remember about you? What kind of a service will bring them comfort? Will they want to share stories? Will music be important? Will a spiritual component be a valuable part of your service?

Become aware that not everyone in your circle may find comfort in the same way. Tell your planner about the needs of your family and friends. Let the funeral professional help you find the right fit for your people. The funeral is for the survivors, so think about them.

You may find it to be a more pleasant experience than you expected. What you are about to do is a final gift for those you love.

THINKING ABOUT SKIPPING THE FUNERAL?

Fri, 19 Feb 2021 18:49:00 GMT

Are you considering going to a funeral? Will you be a guest or, are you the survivor in charge and deciding if there will even be a funeral? Either way, before you just skip the funeral perhaps you should consider how elephants behave when one of their species dies. Perhaps we have something to learn from Dumbo.

First of all, elephants are very busy mammals. Just like us, they have to work hard to keep life together. An elephant needs to spend nearly 20 hours per day looking for and eating food. However, they do take time to honor their dead. It is rare to see an elephant in the wild stand still. However, when they happen upon the remains of an elephant, they seem to understand they need to stop and take a minute to pay homage.

Elephants have a natural curiosity about death. They seem to understand that somehow death is connected to their own existence. They use their trunks to fondle the bones of the deceased. They are still and strangely quiet. They raise one foot and paw the air, they are gentle, and they shed tears.

Elephants, like humans, have very strong social bonds. They help one another. A funeral is an opportunity for people to gather and be still. It is our opportunity to pay homage to our human existence. It’s a safe place to shed a tear, give a hug, or tell a story. A funeral, in any one of many forms, is an opportunity to reach out to our fellow man and give or receive help and comfort.

There is still a lot of debate regarding whether or not elephants feel emotion. Some think yes and others are equally convinced emotion is exclusive to humans. So maybe we humans should embrace our emotion and just feel it? Having a funeral doesn’t make you sad. You are sad because someone has died. That sad emotion won’t go away just because you skip the funeral. The funeral is actually the first step in the long journey to feeling better.

HOW DID ST. VALENTINE’S DAY GET STARTED?

Fri, 05 Feb 2021 18:45:00 GMT

Hearts, flowers, chocolate, the feast day of a Saint, just what is Valentine’s Day? Some tell us it is a holiday created to brighten the cold dark winter month of February. The holiday goes all the way back to the Romans.

The Roman Festival of Lupercalia held in mid-February to celebrate the coming of Spring culminated in a lottery that matched up men and women. It was all about love from the beginning. In the 5th century Pope Gelasius I changed the festival to Saint Valentine’s Day, but the love stuck. Saint Valentine’s Feast Day was associated with courtly love. By the 14th century Valentine’s Day was a day to celebrate romance. Flowers, cards, and chocolate were soon to follow.

Today, on Valentine’s Day we still celebrate love. What could be better? What is more important than those we love? On February 14th we push the pause button on the demands of life and make telling our husbands, wives, children, parents, brothers, sisters, and friends they are important to us and we love them.

It is a little holiday. It does not take a lot to let someone know they are loved. Remember you will not have these people forever. Take a minute or two to share the love!

HONORING MILITARY SERVICE

Fri, 22 Jan 2021 18:44:00 GMT

Taps. There is nothing like the sound of those patriotic notes. It grabs your heart, it makes you cry. It honors the service and risk a man or woman took for our safety and the safety of our country.

Public law provides military burial benefits for all who served and were honorably discharged from any of the five branches of the U.S. Military. Your funeral director or advance funeral planner can explain all of the benefits you or your family members are eligible to receive. They will also access those benefits related to the funeral or burial on your behalf. Your funeral director can help you weave the remembrance of your loved one’s military service into the fabric of their full life experience.

Most who have served in any of the branches of our military, whether it be for a few years or as a career, will tell you the experience had a profound impact on their life. Even when the service period was brief and at a tender age and followed by many years of some other vocation, that service should be honored.

The funeral professionals at your local funeral home have the resources and know how to help you get the remembrance just right. In addition to the playing of taps and flag ceremony provided by public law, there are caskets, vaults, and urns that highlight each branch of the armed services to be considered. Photos and music can also be a part of the funeral gathering or ceremony and can add so much to the remembrance.

How much or how little your family wishes to focus on the military service of a loved one is a matter of personal choice. With the assistance of your funeral director, a military service can be planned that finds the perfect balance for your family.

OUR DOG DIED AND MY FAMILY WANTS TO GET A NEW ONE. WHY?

Fri, 08 Jan 2021 18:44:00 GMT

When a beloved pet dies, the death leaves a void in its human owner’s life. There will be no jumping, wagging greeting waiting for them when they come home. Every pet owner knows there are days when the walk, or cleaning the litter, is more dreaded than enjoyed. But when the chore is gone, they feel the loss. Sure, they have their popcorn all to themselves. But they miss their fur friend. They miss those expectant eyes looking up at them waiting for a kernel of the human treat. Their pet is gone and it is missed!

So, what about getting a new dog? Getting new dog or cat is not for everyone. But for some pet lovers, that void, the hole in their life, is unbearable. They seek to fill the hole. They need that fur baby to take for a walk, to feed, to talk to, to sleep on their feet, to be glad they are home.

Fair warning to the mourning owner, a new pet is not a replacement for the beloved pet that has passed. Just as when we lose a human family member, the individual cannot be replaced. The pet that died was unique, one of a kind. There will never be another cat or dog just like your fur friend. For those who need to get a new dog, or cat, or bird, or snake, it’s the role the pet played in their life they seek to fill. There is just a need to fill the hole death has left in their life.

The pet who passed isn’t forgotten. People who have had multiple pets have a whole string of memories and stories. Those memories stay. They are with them always.

Pets enrich our lives. So, for some the need to have a new pet is almost immediate. Others need more time. Some fill the hole in another way entirely. Try not to judge the needs of a family member when their desire to get a new pet is out of sync with yours. Do your best to understand.

NAVIGATING THE NEW YEAR 2021

Sat, 26 Dec 2020 18:43:00 GMT

It is over. 2020 has come to an end. As years go it was a hum dinger. It is a safe bet most people did not have even the slightest clue when as they rang out 2019 what they would experience in the next twelve months. So, it is understandable if they find themselves feeling a little trepidatious about jumping into the brand-new year 2021. One thing most know for sure is they really have no idea what is to come.

Still, there is a lot of good, there is always something positive if one is open to seeking the good. Perhaps it would be helpful to take a moment of introspection and look for the strength you found in yourself this past year. Perhaps you became a better parent, or partner? Maybe you became more patient or learned to appreciate people you paid little attention to in the past? The kid’s teachers, the checkout clerk at the grocery store, the trash collection crew—all those people who stayed the course and worked through it all just to keep things going.

Perhaps there are a few things you came to value less as a result of the 2020 experience? Who needs make-up below the eyes? Maybe you found your own natural unlacquered nails to be sturdy and lovely? Perhaps you are finding less value in stuff and more value in relationships and people? What if those folks who got stronger, kinder, closer to their friends and family all made an effort to hang on to that good, and carried it forward into this new year?

Wonder what would happen if they decided to love more and hate less? What if they all made a resolution to listen more, to try to understand the other side of the story? What if all decided to put problems on the table and worked with their neighbors, friends, coworkers, or family to find solutions instead of insisting on others accepting their solutions with no opportunity to contribute?

No one is helpless. Everyone can do something to make someone’s day better. It is a new year … share hope, be kind, love others as you love yourself and have a healthy, happy New Year 2021.

CHRISTMAS

Fri, 11 Dec 2020 18:42:00 GMT

Not everyone anticipates the approaching Christmas holiday with enthusiasm. Let’s face it, Christmas comes around the same time every year and it’s just bound to hit everyone at a low point at least once in a lifetime. So, if this is not been your best year and you are not really looking forward to Christmas, here are a few tips to help you cope.

Be sure you have a plan – Before the holidays are upon you take time to make a plan. Think about who you want to see during the holidays and plan to spend time with them. Think about what events you really want to attend. Whether it is your granddaughter’s school play or the church breakfast, put those on your calendar. Also think about things you don’t want to do and politely decline those invitations. If you want to put up a tree but are dreading doing it alone, invite a few of those people you want to see and have a potluck tree trimming party. Have a plan and stick to the plan.

Don’t take on things that cause stress – This is the year to cut back. Do what you want to do and let go of the idea that you must do everything that you always did. Less can be more. Be kind to yourself.

Put exercise at the top of your list – Time is a precious commodity this time of year. It’s easy to put the things you do for yourself at the bottom of the list. If you are struggling with the holiday season, don’t shortchange your exercise program. When you are doing your planning, put your exercise on your calendar and keep it there.

Get out in the light – Days are short this time of year. The lack of exposure to light can make people feel sad. Get out during the daylight hours and take a long walk.

Remember the real purpose of the holiday – We have Christmas to celebrate the birth of Jesus Christ. He taught us to be our best kindest selves. It’s not about 20 different kinds of cookies, or a huge pile of presents. Nope, it’s about love. Love your neighbor as you love yourself. You’ve got to love yourself. Be kind to yourself. Lower your expectations for just this one tough year.

WHY PLAN YOUR FUNERAL IN ADVANCE?

Fri, 27 Nov 2020 18:41:00 GMT

The story below illustrates the benefits of preplanning your funeral. Also known as an “advance funeral plan”, “preneed”, or a “preplanned funeral”, it is one of the few things in life where you can pay today’s prices for a product and service you may not need for many years down the road, thus saving you money.

We buried my dad last week. My dad’s funeral would have been just a little more than $8,000 not counting the luncheon or cemetery space. However, thanks to his pre-need funeral plan that he prepared 18 years ago at the funeral home, we got it for $5,000 and some change. Saving money wasn’t necessarily what motivated him to make the plan in advance. But, let me tell you, my mom was pretty pleased to know she didn't have to write that check.

Now, I should clarify something here. My mom is more than okay financially. Paying, even the full $8,000, for the funeral would not have been a financial issue. It was an emotional thing. She knew the death of my dad was going to change her life. She just didn’t know how it would change. So, everything, every action and especially spending money, increased her anxiety. We didn’t need that. Thank you, dad, for taking care of the plan and its cost well before it was needed.

What motivated my father to pre-plan was the fact we are a blended family. It’s not the we don’t all get along, we do (most of the time). But, we don’t all have the same taste. My sister, his oldest daughter, likes the earth tones. Our mom, his wife, on the other hand, likes the jewel tones. My dad picked a black casket and even said he wanted to be buried in his navy suit. Seems like small stuff, but it probably saved us all some angst. There was no fuss, no brown suit and no hurt feelings.

If my dad would have asked us 18 years ago if he should pre-plan and pre-pay for his funeral, I feel certain all five of us would have said, “Don’t worry about that. We can take care of it when we have to.” I am so grateful that he did not ask and that he did not think just about the money portion of an advance funeral plan. Dad, thank you for being smarter than us and knowing that we would need your emotional support even in death.

OH BOY HERE COME THE HOLIDAYS

Fri, 13 Nov 2020 18:40:00 GMT

Where oh where did we ever get the idea the holidays should be perfect? Of course, they are often fun, but perfect? Most of us remember the Thanksgivings of our past as much for the things that went wrong as the things that went right. Lumpy gravy, a rare bird, fire in the deep fryer, all etched in our memory. Even with all of our experience we still begin the holiday season with dreams of a perfect Thanksgiving dinner.

But how can you have a perfect holiday when someone is missing? Death, divorce, or even distance might mean that the family that gathers around the table this year is one or more short. Loss is always hard, but it is really difficult around the holidays. So, what do you do?

First, consider aiming a little lower. Don’t expect perfect. Instead, aim for pleasant. Know the day will be a little different from holidays past.

Second, have a plan that includes being with people. Friends are the family we choose. Pull together a pot luck of other folks who will not be with family. If you have no one to spend the day with, volunteer to serve dinner in a shelter or church. Don’t spend the day alone.

Number three, acknowledge the loss. If you lost a loved one share a memory, “Remember how dad would never let the turkey rest,” or “How Ryan always mixed his corn with his mashed potatoes?” If you are missing someone because of distance, FaceTime them or call. Just be sure to address the elephant in the room.

Finally, focus on the people who are with you. Revel in your blessing. Celebrate that you can help people in need, that you have friends to gather with, or that even though your family is missing a father or son, you still have loved ones around you. Be present. Be grateful. Let go of perfect.

VETERANS DAY - THANK YOU FOR YOUR SERVICE

Fri, 30 Oct 2020 17:40:00 GMT

Because you are there we all sleep better at night. You serve in the Army, Air Force, Navy, Marines, and Coast Guard. Some of you serve for two years, some for twenty or more. Some enter into service at a tender age looking for opportunity. Some are following a longstanding family tradition. You are mothers, fathers, sons, and daughters. We, thank you for your service.

You spend days, weeks, and even years away from your family. You are not always there to teach your daughter to ride her bike; perhaps you missed your son’s first steps. Because you serve, you can’t always be counted on to attend the baseball game or the teacher conference. With your service comes sacrifice. Sacrifices made by both you and your family. We thank you and your family for your service.

Thank you for being ready and on alert so that we can go about our business without even thinking about the “what ifs”. Thank you for putting yourself in harms way. Thank you for giving us your time, your energy and your youth. Thank you for representing us with honor where ever you are stationed.

Regardless of whether you serve us at home or in foreign lands, in time of war or peace, we thank you for your service.

On Memorial Day we remember those who gave their lives in our service, on Armed Forces Day we honor those currently serving. On Veterans Day we honor all who have served our country from the Revolution in 1776 to today. Thank you.

WHO SHOULD RECORD MY FUNERAL WISHES?

Fri, 16 Oct 2020 17:39:00 GMT

There is a woman who once thought that she’d like to have a hologram made of her wearing an Obi-Wan Kenobi robe for her funeral. Her four sons grew up during the Star Wars era and similar to Obi-Wan, she would love to pass along the wisdom she acquired over her lifetime to those she loves. And yes, she would also like to have the last word! So who should this woman see to discuss and share her wishes? Should she talk to an attorney? Her financial planner? Or a funeral director?

Both her attorney and financial planner suggested they could help but she wasn’t convinced based on her past experience. When her parents died the funeral was over before she even started to work on the finances and the estate. And there was so much attention paid to the final, final part…burial or cremation. She decided to contact her family funeral home and she met with Sue, the advance funeral planner. As it turns out, helping people get their funeral plans in place is Sue’s only job at the funeral home. And help this woman Sue did!

They talked about what this woman thought she wanted for her funeral plans. They talked a lot about her family – her husband, her four grown up sons, their wives and their children. Sue helped this woman see that although her sons would appreciate the Obi Wan idea, her husband would need something a little more traditional with a spiritual element. They talked about the cost and how she could keep that under control. They also talked about the burial and cremation options. Sue explained to the woman that if she wasn’t ready, she didn’t need to make a decision about burial or cremation. The woman ended up talking to her family about it and she was able to get her wishes recorded at the funeral home and she decided to use a payment plan. With her plan in place, she can go in and change her plans at any time (e.g. if she decides she wants to be cremated at a later date) and Sue will help her with that.

Sue also suggested the woman begin gathering those words of wisdom that she wants to share at her funeral and bring them to Sue so she can put them in the file. On the day of the woman’s funeral, the funeral directors will print these words of wisdom and hand them out to those attending the funeral. As it turns out, holograms aren’t available just yet, but Sue thinks they may be prior to this woman’s death.

In the end, leaving the finances to the financial planner, the will & estate planning to the attorney, and the funeral planning to the funeral home made the most sense for this woman.

THE HISTORY OF VETERANS DAY

Fri, 02 Oct 2020 17:38:00 GMT

Veterans Day, a national and state holiday, serves as a day for Americans to come together to show their deep respect and appreciation for the military veterans of our country. It is the one day a year when we pause, reflect and show our gratitude to all those who are serving or have ever served in our military. So how did it come to be?

What we know today as Veterans Day was originally called Armistice Day. On November 11, 2019, we celebrate the 101st anniversary of the armistice that ended World War I. This armistice was signed at the 11th hour on the 11th day in the 11th month of 1918. At the time, we believed World War I was “the war to end all wars”. One year after the armistice, President Woodrow Wilson proclaimed November 11th as Armistice Day to commemorate the end of World War I. In his address to his “fellow-countrymen” delivered from the White House on November 11, 1919, Woodrow Wilson praised the contribution of the American people and shared hope for the future.

"With splendid forgetfulness of mere personal concerns, we remodeled our industries, concentrated our financial resources, increased our agricultural output, and assembled a great army, so that at the last our power was a decisive factor in the victory. We were able to bring the vast resources, material and moral, of a great and free people to the assistance of our associates in Europe who had suffered and sacrificed without limit in the cause for which we fought.

Out of this victory there arose new possibilities of political freedom and economic concert. The war showed us the strength of great nations acting together for high purposes, and the victory of arms foretells the enduring conquests, which can be made in peace when nations act justly and in furtherance of the common interests of men.

To us in America the reflections of Armistice Day will be filled with solemn pride in the heroism of those who died in the country’s service, and with gratitude for the victory, both because of the thing from which it has freed us and because of the opportunity it has given America to show her sympathy with peace and justice in the councils of nations."

Of course, lasting peace was not to be. After the Second World War, Alabama veteran Raymond Weeks had the idea to expand Armistice Day to honor all veterans. On May 26, 1954, President Dwight Eisenhower signed into a law a bill presented by Congressman Ed Rees from Kansas establishing Armistice Day as a national holiday eight years after Weeks began celebrating Armistice Day for all veterans. Congress amended the bill on June 1, 1954, replacing "Armistice" with "Veterans," and it has been known as Veterans Day since.

Memorial Day honors those who died in service, Armed Services Day honors those who currently serve. Veterans Day honors ALL veterans. Thank a Veteran on November 11th and be very proud and happy to go to bed tonight in the United States of America.

REMEMBERING A RABID FOOTBALL FAN

Fri, 18 Sep 2020 17:36:00 GMT

Football, the American kind played with a spheroid shaped ball called a pig skin, is the be all end all fall activity for millions of Americans.

Fans purchase large screen televisions just to watch the game. Others set up multiple televisions in their game day viewing rooms. All manner of hats, shirts, blankets, sweaters, jackets, mugs, and glasses in team colors are sold each year. Added to the dollars spent on equipment and tickets to events, it all adds up to $100 billion spent each year by fans. Football fans are mighty in number.

It’s no surprise then when a fan dies and the family is putting together a funeral or memorial service, thoughts turn to how to incorporate the football passion in the service in a tasteful manner.

This is a great idea. One of the most important benefits of a funeral service is having the opportunity to gather with others who knew and loved this person and reflect on the good times had together. Why not include something he or she enjoyed?

So, talk to your funeral director. Ask for ideas. There are caskets and urns that are made for fans. A team blanket can be draped over the casket or the person. Don’t forget the music. Ask about having the team song or alma mater played at some point in the service. Consider printing the words to the song in the program so everyone can remember their friend and sing together.

Think beyond the things you can bring in or wear and ask the eulogist to share some of the stories that make you laugh. You know, the time the car was loaded with the entire family and they drove three hours to the game only to realize when they got there the tickets were left on the table at home. Share the story of the fabulous tailgate or the terrible tailgate, freezing in the cold, or getting soaked in the rain, or losing the car in the parking lot. There are bound to be stories. Talk about how much friends and family enjoyed sharing the football passion with the person who died.

It all pulls people closer to the one they loved. Remembering the life, not just the cause of the loss, is the beginning of learning to live with the loss.

WHO WILL TAKE CARE OF MY FUNERAL PLANS?

Fri, 04 Sep 2020 17:35:00 GMT

It is not uncommon for people to ask themselves, “Since I never had any children, who will take care of my funeral plans?” That is all the more reason to preplan your own funeral!

Each state has laws that say who will “own” your body when you die. The “owner” is responsible for making and paying for your funeral service and “final disposition”. Final disposition is simply what happens to your body in the end and those choices include burial, cremation or donation. Regardless of disposition, a funeral service with or without a religious component will take place before or after disposition. These are all choices the responsible person will make.

If you are to be cremated, there is still the matter of what will be done with your cremated remains. They can be kept by a family member, scattered on private property, buried in a cemetery, or kept in a columbarium niche. Again, this is a choice the responsible person will need to make.

In most states the responsible person is your spouse. When there is no legal marriage then your parent will be responsible. If your parents are deceased, then your child will take the lead. When there are no children then your eldest sibling will be responsible.

As you can see, this system only works if you and your family are all of like mind regarding the funeral and you are on the same page regarding faith. Since this is not always the case, you can break the legal chain and designate a person of your choice to carry out your wishes.

It’s not at all difficult or even expensive. You just need to call the funeral home of your choice, ask for an appointment with the person who does the pre-planning. Be sure to tell that individual that you want to designate someone to carry out your wishes. He or she will need to get the proper paperwork for you to complete this task.

This is also a perfect time to talk to the pre-planning person at the funeral home about your ideas regarding both your funeral service and your final disposition. A funeral professional can help you get everything written down so that your designated person will know just what to do. Since this person will also bear the financial burden for your funeral service and burial or cremation, you will want to talk to the advance funeral planner about eliminating that burden by prefunding your plan.

GET YOUR FAMILY INVOLVED IN FUNERAL PLANNING

Fri, 21 Aug 2020 17:34:00 GMT

When death is near or has just occurred, there are so many things to do and yet there is nothing you can do. You feel helpless. You can’t make the person well or bring them back. But you know you will, very soon, need to make many decisions about the service, the final resting place, the music, food, flowers, donations, clothing and much more. Your mind is racing and oddly enough, at the same time, at a complete standstill. On one hand it feels like it is too soon to do anything. You’re just not ready. But at the same time, you feel the weight of all that is coming.

This is stress. It is hard. If you can, reach out to your family and friends and let them help you. Have your son or daughter get the older grandchildren involved in pulling together pictures and music. They are really good at this stuff. Going through the pictures brings back happy memories and it’s one of the most therapeutic chores that comes with funeral preparation. Let them do something that will help them - they are dealing with this loss too.

If would you would like family and friends to donate to a charity, put someone in charge of looking into that. Have your daughter-in-law pull together a few clothing choices for your final selection. Send your son-in-law to the cemetery or have him get the cars washed. You may want to delegate the task of writing the eulogy and obituary. Give someone the job of gathering information for the funeral luncheon or brunch.

Spread the work around. Let go, embrace help and give them something to do. You’ll feel better that things are getting done and they’ll feel better because they are involved and helping.

MAKE FAMILY THE FOUNDATION FOR FUNERAL PLANNING

Fri, 07 Aug 2020 17:34:00 GMT

There are two ways to take care of funeral planning: 1) you can plan your own funeral in advance or 2) your survivors can plan your funeral for you after your death. Regardless of when or who plans the funeral, the planning needs to begin from the inside out. It needs to start with your family. Your family should be the foundation for funeral planning.

After all, the funeral is not really for the deceased…it is for those who survive. We show respect for all human life in the manner in which we care for the body that housed the soul or spirit of our loved one. Respect and dignity for the body is important. The funeral helps those of us who survive by changing our focus from the cause of the death to the life that was lived. The funeral is the beginning of our grieving process and that is why funerals are so important.

If you are planning in advance for your own final remembrance, begin by thinking of those who love you. Your spouse, your children, your grandchildren, your friends and even your co-workers, what will they remember? What will make them smile? What will comfort them? What will they need? When they think of you what will come to mind? How is faith a part of their lives?

If you are planning a funeral for a deceased family member, involve the children, grandchildren and even close friends in the process. Ask them how they remember their friend or relative. Remember, we have all had a unique relationship with the deceased, so what you want to remember may be different from what your brother remembers. Ask your funeral director for ideas so they can help you capture and express the unique personality of your family member in the service plan.

For many years funeral planning started with a different set of questions. It started with questions about the faith. What church did your mother belong to? It followed with questions about the decedent’s wishes. What do you think your dad would want? These are still good valid questions but basing the entire funeral plan on only these aspects may not touch every family member.

Mother may have preferred that no one see her after death, but if you, her daughter, need to see her, speak up. If you don’t share your brother’s faith and you need to hear a eulogy that is all about his life or see pictures that bring back your time growing up together, speak up. The imprint of the funeral sticks with the surviving family. It is literally the last memory we carry of someone we loved.

HOW MUCH DO FUNERALS COST?

Fri, 24 Jul 2020 17:33:00 GMT

For most of us, one of our first questions when we think we need a funeral home soon is, “How much will it cost?” It’s understandable that everyone wants a simple answer to this question. Unfortunately, there is no one simple answer.

Think of the last time you bought a pair of shoes. It’s not really helpful to know that the average cost of a pair of shoes is $75.00. So, what does an “average” pair of shoes look like? Shoes come in many different sizes, colors and styles. You wouldn’t expect to call the shoe store and ask, “How much does a pair of shoes cost?” Everyone needs some help finding the right fit for his or her feet. You also understand that you’ll need to share more information about the kind of shoe you are seeking before you find the cost.

It’s the same with funerals. The funeral you choose will need to fit your family’s needs as well as your budget. The funeral director will help you with both. You will be pleased to know funeral homes are required to have standardized prices for everything they do. This price list must be printed and available for you. You should also take comfort in knowing there will be a range of prices associated with the choices you will be making. The funeral director wants you to be satisfied with both the service you select and with the costs associated with those services.

As soon as you are able, it is a good idea to call the funeral home and ask to set up a time to meet with a funeral director to review your options and prices. There should be no cost for this meeting. This is the best way to assure that you understand what is involved with the various services so that you can get the best value for your dollar. You can schedule this kind of meeting with as many funeral homes as you desire.

At first, this may seem like a lot of work. The reality is, however, that you’ll obtain far more information by meeting with the funeral director versus searching online or making phone calls. You’ll save time, too. Don’t wait to set up that meeting if you think you’ll need a funeral home soon.

FUNERALS ARE FOR SAINTS AND SINNERS

Fri, 10 Jul 2020 17:32:00 GMT

These days we’re hearing a lot about life celebrations. A funeral is a ceremony for someone who has died and the survivors. A celebration of life is a funeral with a celebratory feel and it may or may not have a faith-based component. Celebrating the life of the accomplished, the kind, and the generous feels natural. It feels like something we should do.

On the other hand, what do we do about the “broken” people? The bullies, the addicted, the angry, or those who just never got it all together. What do we do when they die? Most of us have one or more imperfect people in our immediate circle.

The loss of one of these folks is real and it hurts. Because they are gone, our lives will not be the same. We may be relieved of a burden, but we are also without hope. The hope that we will get a hug or a kind word is gone. The hope that a child will get sober and realize the potential you knew was there is gone. The hope that we will hear “I’m sorry” or understand the reason behind the addiction, the anger, or the hatred is now gone. It’s painful. Someone we love has died. Having a funeral will help.

It can be hard to know just what to do when “celebration” doesn’t feel right. This may be especially true if a faith-based service does not feel like the right fit. Ask your funeral director for help. There are funeral celebrants who are not attached to a church who can help you find the right fit. Your funeral director can help you find the right person.

Funerals are always for the survivors. Regardless of how the deceased spent their time on this earth, survivors need to gather with each other and their friends. Everyone needs to share in a safe place. All survivors grieve. We all need the opportunity to begin our grief journey in a healthy way. A funeral, a ceremony for someone who has died, is the beginning of that journey.

VANISHED WITHOUT A TRACE

Fri, 26 Jun 2020 17:31:00 GMT

No obituary was written, no stone was laid, no words were spoken, no one gathered, no songs were sung and yet…

She went to church almost every Sunday of her life. She loved music. The opera and the song Amazing Grace were at the top of her list. She played golf and bet on the ponies. She traveled to China and saw the Great Wall, and to Rome, Paris, and Budapest. She won trophies at golf. She skied and was a master at bridge. She swam in the ocean, collected seashells and watched the whales. She read hundreds of books and saw scores of plays and movies. She painted walls, and flowers, and pictures of her pets.

She raised five children and played with grandchildren and great grandchildren. She went to all the weddings, graduations, bridal showers and baby showers. She moved her family and her life 11 times to accommodate her husband’s career. She made new friends (that she kept forever) everywhere she moved. She started a new career of her own time and time again. And made more friends. She called friends, visited friends, wrote to friends and hung out with her friends.

She was loved by her family and they visited often. Her home was full of pictures of family and friends. Her grandchildren learned about growing flowers and berries and tomatoes from her. She lived a long and productive life.

So how, you might ask, did she come to pass from this earth without the event being marked or her life celebrated? How is that her friends do not even know she is gone? Why are her children and grandchildren bearing the loss without the comfort of each other’s company?

She told them, “Please don’t make a fuss.” Her family took her at her word. No fuss was made. She vanished without a trace.

PREPARING THE EULOGY

Fri, 12 Jun 2020 17:30:00 GMT

Writing and delivering a eulogy can be a daunting task. How do you sum up a life in three to eight minutes? If you are not accustomed to public speaking, the idea of “being on stage” can add to the discomfort. Even now, when gatherings are small or take place virtually, it can be difficult to take the spotlight. But take heart: what you are going to do is important, but perfection is not required.

Here are a few tips to help you along the way.

Preparation is important and should not be skipped. A eulogy is not something one can just do “on the fly.” Even the most seasoned of writers and speakers perform better when they plan and organize.

Begin by briefly introducing yourself. Share how you are connected to the deceased. If you are representing the family, thank people for coming.

Do your homework. Start with a basic outline of the person’s life. Include where and when they were born. Mention parents and siblings. Include basic information about marriages, children born, education, and work.

The best eulogies capture the essence of the person who died. Include words like “kind,” “loyal,” “hardworking,” and “free spirited.” These are descriptive adjectives that everyone who knew them can relate to as soon as the word is spoken.

A good way to capture that essence is to interview a few people who knew the deceased well. You will find most friends and family will be more than willing to help you. These interviews are one of the most important parts of your preparation.

Plan to ask the same simple questions with each person you interview. Ask permission to record the interview. When a death has occurred, it is too much to expect that you’ll be operating at peak performance. Being able to go back and listen to your interviews will become important as you begin to put the information you receive from everyone in writing.

Ask open ended questions. How did you know _______? How would you describe ________? What will you remember about ________? Do you have a story to share? What should I not forget to say about ______? Don’t forget to answer the questions you asked others yourself.

After you talk to a few friends and family you will probably begin to see the essence of the person you are going to talk about begin to emerge. Include a story that illustrates this essence. Be descriptive. Include humor if it feels natural and comes easily. Don’t try to force humor if it doesn’t feel comfortable to you or because you think there should be something funny included.

Finally, you must say farewell. There needs to be a conclusion. If words do not come to you, borrow words from a poet, a song writer, or scripture. Perhaps the person who died had a favorite such person that you can quote.

Don’t forget to practice. Read the eulogy you have written out loud. Make corrections and read it out loud again. Time yourself and edit if you are going over 10 minutes. Finally, check with others involved in the service regarding the order of the service. If there is more than one eulogist be sure you are not sharing the same story or information.

When the time comes, speak slowly and distinctly. Most people tend to speed up when they are nervous. If emotion surfaces, stop, take a minute and a deep breath before continuing. You’ll be glad you practiced.

MAKING THE FUNERAL ABOUT THE ONE WHO DIED

Fri, 29 May 2020 17:29:00 GMT

A “personalized” funeral is not just for the rich and famous. When someone we love dies, we want to remember that person. We want to celebrate the life that was lived. A life story does not have to have a dramatic plot twist or culminate in fame and riches to be worthy of remembrance.

So, how does one go about putting together a life celebration?

Pictures are a great place to begin. Look for pictures that span their lifetime, show their personality, celebrate their relationships and friends, put them in the context of their work, hobbies, or passions. Most funeral homes now have equipment to create a video that can be shown in a loop on a television or larger screen. It is also relatively inexpensive to get photographs of those milestone moments made large. Ask your funeral director how these can be displayed at the funeral. They can also direct you to local retailers who will be able to assist photographs.

Consider integrating pictures with the eulogy. For example, the eulogist might share stories about the childhood years of the person who died while childhood pictures are shown in the background. Don’t be shy about asking the funeral director for what you envision. Maybe you would like two different video tributes. One might showcase family life and one sports, hobbies or special interests. Just ask, funeral directors want the service to be meaningful for the family and friends. They are there to help you honor your loved one.

Music can also be a great background and can be integrated into the service. Nearly every family has someone who can put together a play list. Choose musical favorites of the deceased. There are also many songs that relate to death or loss in every musical genre from country to classical. Be sure to check with your funeral director to make sure the format for the music you would like to use is compatible with the funeral home’s equipment.

There really is no end to the ways you can express the personality and interests of the person you loved and lost. Talk about your ideas with the key people in your family before you attend the arrangement conference with your funeral director. Then just ask away. Can we bring the dog? Can we bring in some of Mom’s artwork? Can we give everyone a golf ball? Just ask you might be surprised to find your funeral director has some helpful ideas for a fitting farewell.

MEMORIAL DAY

Fri, 15 May 2020 17:26:00 GMT

What is the purpose of Memorial Day? Why do we have this holiday?

Of course, it is a three-day weekend. A perfect time to hit the road and do something in the great outdoors. After all, in most parts of the country it’s the start of the Summer season. Time to clean off the grill, get out the frisbee, and spend time with family.

Although the celebrations may look a little different this year, take a moment to remember the origin of this holiday.

It started as Decoration Day. The Civil War ended in the Spring of 1865 claiming 600,000 lives. More lives than in other wars in US History. Decoration Day was a day set aside to decorate the graves of those who died in this war. Graves were decorated with flowers and flags with a goal to honor the ultimate sacrifice of those who died. By the end of the 1800’s Decoration Day was an official holiday.

After World War I, Decoration Day was changed to Memorial Day. The revamped holiday was set aside as a time to remember all who gave their lives in service of our country in any war. Memorial Day is a distinctively American holiday and is properly celebrated with red, white, and blue American enthusiasm.

It is also a time to visit the cemetery and decorate the graves, fly the flag, and go to a parade. It might also be a time to think about and learn a little about American History. You could even make it a family activity. Get the kids to put those electronic devices to good use playing Memorial Day Trial Pursuit of sorts. How many wars have we Americans participated in? Where did we fight? Why were we fighting? Just go with the tried and true journalism questions… who, what, where, when, and why. There is a lot to learn. Your family might even have a discussion!

Use a little of that time off work to learn about, remember, and honor all the men and women who have died in military service.

WHAT TO EXPECT WHEN YOU EXPECT TO BE CREMATED

Fri, 01 May 2020 17:24:00 GMT

Cremation has been around for thousands of years. It is required by some faiths and forbidden by others. Governments, charged with protection of the public health and esthetic of the community, have laws governing both cremation and burial practices. One way to view burial and cremation is to look at each as a means to the same end. Dust to dust. Cremation is quick, and burial is slow. Either one is a legal and acceptable means to the end. Most people understand what burial is about, but questions remain about cremation.

Cremation takes place in a chamber designed specifically for the purpose of reducing human remains to basic elements. This chamber is called a retort, cremator, or cremation chamber. One human body and only one at a time is cremated in the cremator. The body is clothed or shrouded and placed in a container before being placed in the cremation chamber. The container is made of a combustible material.

The cremation process takes from 2 to 3 hours. The time varies based on the size of the body and heat capacity of the cremation chamber. Typically, the chamber reaches between 1500 and 1900 degrees during the cremation process. The body is reduced to bone fragments. After cremation the chamber cools and the contents are swept clean, any metal is collected, and the larger bone fragments are crushed. The finished product is greyish white in color and is similar to the consistency of aquarium gravel. It is coarser than dust or ashes.

On average, four to six pounds of cremated remains are produced. The height of the individual has more impact on the amount of remains than the weight of the person. The composition of cremated remains is largely calcium carbonate. There are several options of what to do with remains. It is important, and sadly often overlooked, to have a plan for cremated remains that is acceptable for the family.

Cremated remains can be buried in a cemetery. Many cemeteries allow one cremated family member to be buried in the same grave space along with another family member. This option is a cost savings since a second burial space is not needed. It also gives family members the benefit of having a location to visit and remember.

Ashes can also be scattered on private property or buried at sea. See epa.gov for the laws regarding burial at sea. There are also services that will assist a family with carrying out a sea burial. It is always advisable to work through your family funeral home. Your local funeral director will know who to call and who can be trusted to carry out your family member’s wishes.

It is also possible for family members to keep the remains in an urn or in attractive jewelry pieces. The best person to help you sort out all of these decisions and choices is your funeral director or advance funeral planner. Both typically offer consultation at no cost.

CHEAP CREMATION

Fri, 17 Apr 2020 17:23:00 GMT

How cheap is cheap cremation? How do they do it so cheap? How is cheap cremation different from the cremation services provided by your local funeral home?

The least expensive form of cremation is direct cremation. Direct cremation means that the body is picked up from the place of death and taken directly to the cremation facility. Cremated remains are returned to the family in a simple container.

Direct cremation takes care of the body but does nothing for the family left behind.

All funeral homes offer the option of a direct cremation. So, what is missing? Service. There is no help with a memorial service, gathering or celebration of the life. Most families need more assistance. They need and want to come together and remember. However, in most circumstances, families need help putting together a memorial service after losing a beloved family member. Family members are stunned after a sudden loss and exhausted when death follows a long illness. They appreciate help.

Cremation societies may advertise very low-cost cremations. Very low cost usually means low staff levels, unskilled labor, people who have not been trained to serve families and no service. When you sign up ask who will pick up the deceased. Ask if more than one body is transported to the cremation facility at a time. Ask how you can be sure the cremated remains you will pick up will be those of your family member. Compare the cost of the cremation society cremation to the direct cremation cost at your funeral home.

Finally, consider your family situation. Do all your family members live in town? Do you have children away at college? Won’t that child want to have a final good-bye with her grandmother before nana is cremated? The funeral home usually can make that good-bye happen.

Your local funeral home offers more options and more service than a cremation society. Saving money may be important but cheap just might not be what your family needs.

CREMATION OR BURIAL … IS THAT THE QUESTION?

Fri, 03 Apr 2020 17:22:00 GMT

When a family member dies or when a person is planning their own funeral in advance, one of the first questions that will be asked is, “Do you want burial or cremation?”. The burial or cremation question is a starting point for a number of choices that must be made. It’s a place to start. But it is absolutely not the entire story.

So, how do you decide?

Approximately 50 percent of people choose burial, so that means the other half choose to be cremated. The numbers vary vastly in different parts of the country, from small towns to big cities, from one faith base to another, from one family to another. The most important things to remember when you are the decision maker is let go of what you think burial is, let go of what you think cremation is because either can be just about anything you want or believe will provide the most comfort for your family. So, yes, cremation can include faith, gathering, visitation, a funeral and burial. And, yes, burial can include a celebration of life, music, and pictures in addition to visitation, faith, and funeral. Woo Hoo! Who knew you can have it your way!

Here are a few things to consider when deciding between cremation or burial. What is your family tradition? Do you want to continue with that tradition, or do you want to change things up? Do you and your family share a faith base? Where does your faith stand on the cremation or burial question? Where do you live? Does your family live near you? Will someone be around to tend or visit your burial place? Will your family be disappointed if there is no grave to visit? What is your budget? What will your family be able to do? Will they put together a video, sing a song, tell a story, host the gathering? What can they do and where will they appreciate help?

If the choice is to bury, a cemetery will need to be selected and then a location within that cemetery. The burial site provides a place for family members to visit and remember. They can bring flowers or flags to decorate the grave site during the course of the year. These are all actions that many families find help them with the grieving process.

If the choice is to cremate, then a final location for cremated remains will need to be selected. Sadly, this final and very important decision is often overlooked. There are many options. Cremated remains can be buried, placed in a niche, scattered, or retained by a family member. Careful consideration of those left with the ashes should be made before deciding on a final resting place for cremated remains.

It is a lot. Fortunately help is available. A funeral director or advance funeral planner can help, all you need to do is call the funeral home and arrange for an appointment. There is usually no cost for an arrangement appointment.

SOCIAL DISTANCING, WEDDINGS AND FUNERALS

Fri, 03 Apr 2020 17:22:00 GMT

Does it take losing something to make us see its real value? Suddenly we find ourselves in a world where weddings and funerals may not happen. Just a few weeks ago people might have questioned the need for these kinds of gatherings. Now, we begin to feel what we have lost. Albeit a temporary loss, something we must do for now, perhaps a takeaway is a clearer understanding of how important our social rituals really are.

A wedding is much more than the party and the white dress. It’s really about witnessing two people making a commitment. It’s the vows. When two people look at each other, with love in their eyes, and vow to walk through life together through good times and bad, in sickness and in health, until death parts them. That is a wedding. That is important. A party can be held to celebrate the union any time. It’s the vows that make it a wedding and having family and friends witness those vows means something.

In the same way a funeral has a moment. A life can be celebrated weeks or even months after a death. However, when a person close to us dies the immediate response is numbness and disbelief. A funeral fills the important need we have to come together and share. At the funeral we understand the death is real and we do that in the comfort of community with family and friends. Funerals help.

For now, our gatherings may be curtailed. We will do what must be done to deal with a very real and very scary threat. Weddings may be postponed, and we will comfort those who experience a loss as best we can.

WHAT DO YOU DO WITH CREMATED REMAINS?

Fri, 20 Mar 2020 17:21:00 GMT

What happens when no one decides what to do with the six pounds of cremated remains that are left following the funeral or memorial service? You might be surprised at some of the unusual places where they show up.

For example, let’s just say you buy a swell little red two-seater sports car and drive that baby home. Of course, you are going to give her a good sprucing up. When you get around to cleaning the trunk you find a non-descript little plastic box. Close inspection reveals it’s full of a chunky greyish white substance. On the bottom of the box you notice there is a label and a name! OMG! You have what’s left of someone you never knew in your trunk! Or, you buy a house and it looks like someone left a nice vase in the attic … you get where I am going with this, right? As life moves on sometimes well-meaning people lose track of the box or urn they were looking after.

Thrift stores and Goodwill are often the recipient of cremated remains. And guess what? They don’t want your great uncle Henry.

How can this be? Well, family members are not always comfortable with the scattering plan the deceased requested. It’s hard to dispose of what remains of someone you loved. Perhaps the plan wasn’t even realistic. The sand trap on the seventh hole is really not an easy place to “scatter” six pounds of crushed bone fragments. It’s not sand. All too often, cremated remains find their way back to the funeral home years after the funeral service took place. It’s the boom-a-rang effect, leaving the funeral home with the task of tracking down a living relative.

The moral of this story is simple. When someone you love tells you they “just want to be cremated” ask this question, “And then what shall we do with your ashes?”. If you are thinking about cremation don’t leave your plan partially complete. Talk to your funeral director or advance funeral planner (both can be found at your local funeral home) about your options for after the cremation. Make sure the family members you designate to carry out your final plan are comfortable and able to take care of the final resting place for your ashes.

Finally, if you have a family member’s cremated ashes in the attic, trunk, or somewhere unusual and you need help with a final plan … call the funeral home. They can help you with choices.

CONTROL FUNERAL COSTS BY PLANNING AHEAD

Fri, 06 Mar 2020 18:18:00 GMT

How does planning for your funeral in advance save you money? Doesn’t it just let the funeral home make money on your money? How big a part should emotion play in your funeral selections?

First, let’s be honest. Emotion is not a bad thing. Some life events should move us emotionally.

Marriage, birth, and death all appropriately tug at our heartstrings. But the cost of all three can also get out of hand if you make all the decisions when emotions are running high.

Put the word “wedding” in front of anything and the cost doubles. If you’ve ever planned a wedding you know that the dress will cost you half as much if you buy it in far in advance instead of just before you need it. The same is true of funerals.

When you and your spouse sit down together with the funeral director, well in advance, you’ll feel a little emotion as you consider the reality of your death.

But that little tug is nothing compared to what your husband or wife will feel if you don’t prepare in advance and they’re making those decisions alone hours after you’ve died.

Emotional overspending happens. Funeral directors don’t make it happen. In fact, they don’t like it either.

Advance planning allows you to make all the decisions that determine the final cost. Making them together with cool heads and warm hearts saves dollars.

Planning ahead eliminates the excessive spending that can occur when someone is in a heightened emotional state.

Think back to wedding planning.

Starting early can also help you absorb the cost over a longer period of time. That means you don’t drag the wedding debt into your brand new marriage.

When you plan your funeral in advance, you will also have the option of paying for it over time. That means you don’t have to take money from your savings or investments and your survivors won’t have the financial burden of paying for your funeral days after your passing. Advance planning eliminates the need for a lump sum payment when death occurs.

All money set aside in advance for a funeral should be held with a third party. Nearly all funeral homes participate in programs that hold the dollars in either insurance or a trust product until the death occurs.

The funeral home should not have access to your funds and the insurance products they use should have an increasing death benefit to help offset inflation, providing a cushion for increasing funeral costs.

Consult with an advance planning specialist for more details.

FOOD AND FUNERALS

Fri, 21 Feb 2020 18:16:00 GMT

HOW TO DRESS FOR A FUNERAL

Fri, 07 Feb 2020 18:14:00 GMT

HOW TO SAY THE RIGHT THING AT A FUNERAL

Fri, 24 Jan 2020 18:13:00 GMT

WHAT TO EXPECT AT A FUNERAL

Fri, 10 Jan 2020 18:10:00 GMT

ENJOYABLE NEW YEAR'S RESOLUTIONS

Wed, 01 Jan 2020 18:07:00 GMT

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WHAT DO FUNERAL DIRECTORS DO?

Fri, 13 Dec 2019 18:04:00 GMT

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A YEAR OF FIRSTS

Sun, 01 Dec 2019 18:00:00 GMT

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THE FIRST THANKSGIVING WITHOUT THE ONE YOU LOVE

Mon, 25 Nov 2019 17:44:00 GMT

THE CRANBERRY SAUCE IS FOR DAD ... A YEAR OF FIRSTS

Sat, 16 Nov 2019 17:55:00 GMT