The storm passes and we are once again caught up in our love/hate relationship with insurance. Typically, we pay and pay and then we pray we don’t ever need to file a claim. No one wants to have their house burn down or blow away. But, it is also hard to write that check every month. Most folks do so because they are afraid not to.
Three hundred and sixty five days a year, twenty-four hours a day, rain or shine, hot or cold, from the year 1776 to present day, they’re serving our country. They are our veterans and November 11th is the official day that we honor and thank them each year.
So what can you do to show your appreciation? Here are a few ideas:
It’s a question we all hear almost every day. “Hi, how are you?” But it has a different feel when you have recently lost someone you love. It just feels heavier. So how do you deal with that question?
It may be tempting to just sort of brush it off saying something along the lines of, “Oh, I’m fine” or “I’m doing ok.” It’s easy to go back into before your loss mode. But, are you fine? How do you get back to being truly fine?
Read this blog even though you don’t want to. Especially if you or your parent is over 65 or living alone. Age Associated Financial Vulnerability is a real thing and it affects intelligent, independent people. The Consumer Financial Protection Bureau puts the cost of elder financial exploitation as high as $36 billion a year.
“I was very surprised at my reaction. Seeing John in his casket wasn’t something I was looking forward to. His daughter (from his first marriage) really wanted an open casket. So, I agreed. Mostly just to remain on good terms with my stepdaughter. He looked so peaceful. He had a Mona Lisa smile. I am so glad I didn’t stick to what he and I had talked about. The opportunity for that last good good-bye ended up meaning the world to me… and his daughter.”
A husband and father of four dies suddenly. He languishes in the morgue at the coroner’s office for weeks because no one knows what to do and no one is empowered to act. The only thing the kids and grandchildren can agree on is that their father did not want to spend a lot of money on a funeral.
What is embalming?
Embalming is the art of slowing the decomposition of the human body. The embalming process is carried out in a clean environment, and proceeds in a fashion similar to medical procedures.
Funerals, like everything from paper towels to cars, come in cheap and expensive. It’s not as easy as you might think to figure out what qualifies as cheap when it comes to funerals. This is due, in part, because we don’t all have the same idea of what a “funeral” is. For some folks, a funeral includes a gathering of friends and family the evening before, a trip to the church with the body, a graveside committal service and a luncheon for all attendees following the burial.
Cost is important, but it’s not the whole story. Take a look at the premium, the amount you will pay each month, how long will you pay that amount? It is not uncommon to pay until you are 100 or even older. Will you be able to pay that amount each month as you age? What if you live to be 100? Will the benefit stay in place? How much will you have paid in by that time? It’s not unheard of for people to end up paying more than they will receive in death benefits.
Yesterday, Jane was on duty as a tour guide at a lovely little pre-revolutionary war church in rural Virginia. It was late in the afternoon when a youngish woman wearing shorts and a Cubs ball hat stepped into the visitor’s center looking lost. Thinking that she might need directions, Jane quietly approached to offer her assistance. The seemingly lost young lady said she just wanted to go in the church.
